A single violation is sufficient for liability under the FDCPA. A violation is when a "debt collector," while attempting to collect a "debt,"...

This is a lengthy response. For the reasons explained, I urge you to hire a lawyer at once. For Bank of America credit card accounts which were...

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I received a letter from a collection agency stating they were going to garnish my wages. They say I was sued in 2010 and there

Objecting to the garnishment on the basis that you didn't know about the lawsuit is an objected that will not be entertained by the court. Instead,...

I just received a letter from a michael Ira asen p.c. Saying I have a civil claim against me and owe 175.00 what do I do

The law firm is located in New York and does not appear to have ever sued anyone in New Jersey. You can go onto the firm's website and look up...

I have a ucc-1 lien against my assets at my business location. How to file complaint against fair debt collection agency

The Fair Debt Collection Practices Act does not apply to conduct relating to collection of a business debt.

Based on your question, I am assuming that you are asking whether the fact that you have "written and recorded proof that I cancelled my...

Is it legal for an Attorney or a Firm to state that they represent a company that no longer exists ?

It is surprising that the attorneys would be claiming to be the owners of the judgment. In the Chulsky decision (see link below), the court held...

My husband and I was just served papers from the Sherif's department from a loan that my husband co-signed for our son.

Do yourself a favor: consult with an attorney who has experience defending consumer debt cases before you make another move. Do not make the...

If it helps, my answer could not have stated it any better than what Mr. Hanratty wrote. Good luck and, if you'd like, respond to his post to let...

I have not job and got a court letter for a credit card what should I do ?

If you do not respond within 35 days, they will be able to get a judgment. A judgment will last for 20 years and can be renewed for an additional...