Archived
Received a call from a legal company threaten to serve me with papers for an old credit card.
This was back in 2002-
Paul's answer
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Answered on August 06, 2013
Even the threat to sue you for a debt that is time-barred because the statute of limitations period has expired violates the Fair Debt Collection...
Archived
How much effort is there to file a permanent injunction in District Court?
Paul's answer
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Answered on July 26, 2013
Injunctions are for situations where someone is about to do something that cannot be undone. You have to prove that there is a high likelihood you...
Can my wages be garnished if i have MFIP, childcare assistance & food stamps.
Paul's answer
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Answered on July 15, 2013
Your bank account can be garnished, but you can get the money back by making an exemption claim. Your wages can be garnished if you do not give...
Archived
How do garnishes wages for a concilliation court judgement against and active military service member out of state?
Paul's answer
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Answered on July 05, 2013
You don't. Conciliation court has no procedure for collecting a judgment. You have to transcribe it to the District Court if you want to garnish...
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I'm being sued by a hospital for an unpaid bill, I can't afford a lawyer and I live in a different state, what can I do?
Paul's answer
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Answered on July 02, 2013
The Minnesota Attorney General sued Fairview a few years back. As part of the settlement of that case, Fairview and most of the other hospitals in...
Archived
Specific to Minnesota.
Are judgments discharged through civil court -after BK discharge, still subject to 7 year retention?
Paul's answer
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Answered on July 01, 2013
The Fair Credit Reporting Act requires that the credit reporting agency report only accurate information. It may show that there was a civil...
Archived
How do I settle a lawsuit on credit card debt
Paul's answer
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Answered on June 30, 2013
I don't think you should try to do it on your own. Too many debt collectors take advantage of people who represent themselves.
If you do not...
Archived
Is a surviving spouse liable for her husband's credit card debt if the account was only in the deceased husband's name?
Paul's answer
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Answered on June 24, 2013
By statute in Minnesota the spouse is not responsible for credit card debts of the other spouse. The other answer correctly points out that there...
How can I fight a motion for summary judgement?
Paul's answer
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Answered on June 15, 2013
You can fight the motion for summary judgment, make some kind of settlement, or do nothing and let them have a judgement ad try to collect it.
The...
Archived
How does debt settlement work with creditors?
Paul's answer
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Answered on June 07, 2013
Debt Settlement companies are regulated by statute in Minnesota. If you have signed up with a licensed debt settlement company, they may be able...
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