Most of the regulation of collection agencies relates to consumer credit. For example, since your debt is business debt, the federal Fair Debt...

Collection agency calling relatives when they know my contact information. Is that allowed?

The conduct you describe violates the Fair Debt Collection Practices Act, 15 USC 1692c(b). You should consult with a lawyer who practices consumer...

Why is a debt collector asking for discloser info after payment plan was agreed 5 months ago? No missed payments since agreement

Good Question. There's not enough information here to know for sure why they are asking, and whether they have the right to. If you are current...

I have a judgement and the law firm froze my bank account last year. It was removed because I am exempt. (Disability). Now they

Unfortunately you do have to go through the whole thing again. The exemption statute refers to relief received in the last six months, so they...

What happens when a judgement drops from your credit?

In Minnesota, a judgment is valid for ten years. Under the Fair Credit Reporting Act, the debt drops off the credit report after 7 years. so it...

What is the statute of limitations on a contract in Oklahoma?

In Minnesota the statute of Limitations on a contract is six years. If you live here, that may be the applicable statute of limitations. But if...

My parents received noticed from a debt collector about their mortgage. Should they respond?

Your question is unclear, so it is hard to give clear guidance. The 30 validation notice is required under the Fair Debt Collection Practices...

I owed a dentist office $300, my credit report states it's been charged off and a collection agency has it, can the dentist sue?

Yes they can sue you. "Charged-off" is a term that refers to an accounting maneuver. In the credit card and bank loan context, the...

The only party that can take your car without getting a judgment against you is the bank that holds the auto loan. Now that the HOA has a...

Can I take legal action against a collection agency?

The other answers here are pretty reasonable. Messerli & Kramer definitely dropped the ball if they provided you with a signed dismissal, then...