Archived
What is a good strategy to drag out and slow down a consumer lawsuit, so that I have more time to prepare for my ch 7 filing?
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Answered on February 18, 2013
It really depends on how quickly someone in CA can execute a judgment. The automatic stay is something that's unique to bankruptcy. Why don't you...
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Archived
Bankruptcy to avoid a judgment ( California )
Patrick's answer
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Answered on February 18, 2013
Since you already have a right to the divorce settlement, the settlement will be part of you bankruptcy estate. The only question is whether you...
Archived
I had a judgment to garnish my wages from a old credit card . I did not know about it . Am I able to challenge the judgment ?
Patrick's answer
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Answered on February 14, 2013
Definitely consult with a debt defense attorney. 1) You were a minor when you made the contract which will typically make the contract...
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Can a debt defense attorney dismiss a lawsuit by negotiating the debt with the collection agency?
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Answered on February 13, 2013
They might be able to convince the collection agency to dismiss the suit but it would really be up to the creditor whether or not they want to...
Archived
My mother is selling her home to me. We live in the state of Texas. If she has credit card debt does she have to pay the debt of
Patrick's answer
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Answered on February 13, 2013
I think your main concern would be fraudulent transfer because the debt currently exists when she is making the gift to you. Your mother's best...
My wages are gonna be garnished over a car repo , now can they seize my bank account also , after25 percent has been garnished ?
Patrick's answer
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Answered on February 12, 2013
Usually unsecured creditors can't garnish wages so the debt must have come from out of state. The answer to your question is yes they can garnish...
Archived
Need a Bankruptcy Attorney to file an INJUNCTION to stop my Stay from being lifted. My Chapter 7 discharges on 2/13/13.
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Answered on February 11, 2013
Wow. You need an attorney very badly. Did you list the wrongful foreclosure on Schedule B as a potential asset in your case? If not, the creditor...
Archived
I have a judgment in TX,I bank out of state if a sister state judgment is entered will I be served ahead of time?
Patrick's answer
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Answered on February 11, 2013
There's no way to guess what a creditor will do; if you have minimal funds in your account that lessens the chance they will pursue the judgment...
Archived
Can i refinance my home after a chapter 7 bankruptcy discharge if i did not reaffirm it during the bankruptcy.
Patrick's answer
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Answered on February 08, 2013
Yes it is possible but typically the lenders/servicers make it very difficult for you to do so because you no longer have personal liability on the...
Archived
How can i find out my total credit history like name and dates of companies owed.
Patrick's answer
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Answered on February 07, 2013
The best way you can do it is by checking your credit report with all three bureaus. Beyond that it's going to be up to you to know who you owe...
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