Being threatened to be charged criminally for "fraud of a fiancial institution" and a civil suit for a payday loan

All good advice. Some of the smaller counties in TX will occasionally bring charges for check fraud and the like.

Sheriff's dept. levied debtor's bank account 5 weeks ago. Now debtor threatens bankruptcy. What are the ramifications?

Your major concern is going to be receiving a preferential transfer. The trustee can undo preferential transfers to third parties made 90 days...

I understand that you must list all assets and liabilities on BK Petition, but how does this affect transcripts from school?

In bankruptcy that would probably be a violation of the automatic stay. There is a case about withholding transcripts and how that qualifies as a...

Can TX students loans take my ex husband's tax return for my default student loans or will it go to back child support?

That's an interesting priority question. My guess is that your child support would be paid off prior to the student loans.

Can your driving privildges be suspended for a credit card judgment in Texas?

Mr. Wagman is dead-on.

I was sued for private student loan debt in texas, three years ago I opened up a gym in tx recently what can happen?

Your ownership interest in the business would not be exempt under State Law. I recommend you enter into an arrangement with the creditor...

I live in Texas, can I go to jail, for not paying a payday loan, I got a phone call saying they where suing me

Some of the smaller counties in Texas will occasionally bring charges for writing a bad check but it is extremely, extremely rare. Tarrant County...

How often do bank accounts get garnished in Texas for a consumer debt judgment?

Bank accounts are commonly garnished in TX with judgment creditors. Having a low amount of funds decreases the chance that a creditor will garnish...

I filed a Chapter 7 "no asset" bankruptcy in Oct, 2012. The case was discharged in Jan, 2013. Can I retain my tax refund?

This isn't the law, but it would be highly unlikely that a TT would administer an $800 estate (at least in my area).

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I have stage four cancer and much medical debt. What happens about this medical debt when I die?

I'm very sorry to hear about your situation. Your medical debt would be satisfied out of your estate. You might consult with a bankruptcy attorney...