How does a Summary Final Judgement affect me if I have no job and can't pay?

A judgment creditor can attempt to collect their debt by obtaining additional court orders that allow the creditor to garnish your bank account,...

If you owe money to a payday lender, they could possibly sue to recover the money owed. Florida has strict laws on payday lending which limit the...

A payday loan with no license for my state has been given to a collection agency. which one do I deal with?

Florida has strict laws on payday lending. The loans are not allowed to be "rolled over," causing the high fees to be charged more than once. If...

I am head of household but when my wages were garnished 2 years ago, I did not have any kids. Can i reduce my garnishment?

If it is the Department of Education that initiated the garnishment as a result of a federal student loan or a federally guaranteed student loan,...

Bankruptcy Chapter 11 payments.

Yes. You can contact the bankruptcy court clerk for instructions on how you can file a transfer of claim. It can usually be done by letter as...

Currently unable to make payments on ch 13, could we convert to ch 7 and later re-file ch 13 for the IRS payroll taxes owed?

Under the bankruptcy code, a Chapter 7 Trustee can administer (sell) assets that are subject to a tax lien. Courts vary by district on what they...

Being asked to pay student loan debt incurred by daughter

Family situations are always very difficult. If it is not the mother's signature, she can contact the lender, tell them that it is not and provide...

The answer depends on what state you were in when you took out the loan. If you were in Florida, it does sound as though the statute of...

Would a fully disabled spouse be a "dependent" as qualified in fla.stat 222.11, for garnishment exemption status

To qualify as head of family, you must provide more than 50% of the support for the person you are claiming as a dependent. Your wife would...

The Exception to Chapter 7 No-Asset Discharge for Willful and Malicious Injury 523(a)(6)

You might want to speak with an attorney in your area. If there is a judgment and insurance, you might be able to get bankruptcy court approval to...