As a self-employed, Independent Contractor, are my earnings safe from default judgment lien/garnishment, before I collect them?

It doesn't sound like it is safe. If a creditor gets a judgment against you, they can garnish any funds that the company owes you. If you earned...

Most creditors need to get a Judgment against you before they can garnish your wages. It sounds like they did take it to court and already have a...

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How much time do we have to stay in our house, if our case gets dismissed?

You should consider talking to your Chapter 13 attorney. If your mortgage exceeds the value of your property, you might be able to use the new...

Is the SOL in florida 4years or 5 years for cedit card debts.

It depends whether there is a signed contract. In Florida, if there is a written contract, it is generally 5 years and, if not, it is 4 years. ...

I received an order of withholding for student loan debt, for an independent contractor, that contracts with my firm in Florida

Generally a wage garnishment only applies to employees. If the independent contractor works full time for your business, you might want to speak...

Can a debit consolidation company get your new bank acct number and withdraw funds from there?

A creditor needs your authorization to debit your bank account. If you did not give a specific authorization for your current account, it should...

My name is Francisco and I recently received a call from cash advance , a cash loan company and they claim they gave me a loan .

If you did not take out the loan, you can tell them they have the wrong person. If you don't remember, you can ask them to provide you with proof...

Will the bank negotiate?

Generally, when you take out a mortgage loan, there are 2 parts. You take on a personal obligation to repay the loan and the lender gets a lien on...

What does the "wage exemption" cover in Florida regarding Ch 7 if the wages are already in my bank account?

Generally, you need to be the head of family to claim the wage exemption in a bankruptcy in Florida. For someone to qualify as head of family,...

Can a mortgage company offer you a mod then take it back

It does sound like you have been treated unfairly but it would all depend on what the papers that you received said. You might want to consider...