I am not sure what your question is here, however, it sounds like something pretty common has happened to you. The paperwork was served to you by...

Once I sent a cease and desist letters to creditors that I don"t owe they can no longer respond and if they do what are my opts.

Mr. Corbin is correct. Depending on the content of the letter they are required to stop contacting you. However, this does not eliminate the debt...

Filing Bankruptcy

You may file either jointly or separately at this point. Once the bankruptcy petition is filed, the 341 meeting of creditors is set. The 341...

The trustee asking for the past 6 months of bank statements is pretty standard. The unusual deposits may or may not be questioned by the...

I am over my head with unsecured debt, have been keeping up with minimum payments through a since empty savings account.

Sorry to hear about your predicament. First thing first and that is to make a plan of attack. Plan on attacking one thing at a time and things...

Can I file bankruptcy, as an individual, and have the bankruptcy not effect my wife's excellent credit?

In a simple answer, "Yes" you can file bankruptcy without your spouse having to file bankruptcy. When one person files for bankruptcy, the other...

Cops are not your friends. They are not trying to help you or give you a break! Do yourself a favor and don't return their calls or respond to...

To better address your question, I don't think that your final BAC will be higher than .15. It could be, but I don't think that it will increase...

Will this charge hold up in court?

You have a few points to argue and it may be worth a fight, however, I believe that the charges will probably stand as the heat in Arizona is...

BOA creditcard went to lawfirm can i hire debt settling agency?

The pertinent question is whether the law firm has filed a suit against you. If the law firm has filed a suit against you, then you will want to...