Archived
I filed bankruptcy and wanted to reaffirm my car but was informed after my discharge that my attorney never received the
Maureen's answer
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Answered on October 01, 2010
A reaffirmation has to be filed with the court before discharge, so if you're discharged you can't do anything now. But you can ask your creditor...
Archived
Ex filed Chapter 7 three weeks after I got a judgemnt against her, is that judgement dischargeable?
Maureen's answer
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Answered on September 30, 2010
This is a tough one and I strongly suggest you see a bankruptcy lawyer in your area. I'd suggest an argument that the money is in the nature of...
Archived
Chapter 7 & reaffirmation
Maureen's answer
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Answered on September 30, 2010
Mortgages are not (generally) reaffirmed. The debt will be discharged as to her, but you both keep the property as long as it is paid for. You can...
Archived
I filed chapter 7 bankruptcy in 2002 and was told that it would remain on my credit report for 7 years. Why is it still there?
Maureen's answer
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Answered on September 29, 2010
It remains on your credit report for 10 years. The 7 years refers to how long you used to have to wait to file a 2d Chapter 7 (now it's 8 years).
Archived
Will filling for chapter7 bankruptcy stop a creditor from garnishing your wages
Maureen's answer
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Answered on September 29, 2010
Yes, filing for bankruptcy stops all creditor actions, at least temporarily. And if you're going to return the car the creditor can't take any...
Archived
Will my checking account be affected by bankruptcy? when?
Maureen's answer
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Answered on September 28, 2010
I agree with the prior response. They could offset the funds and you might be able to get them back, but it would be time-consuming and expensive....
Archived
Can 2nd mortgage be discharged in chapter 7 bankruptcy if I don't own the house anymore?
Maureen's answer
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Answered on September 27, 2010
Yes, Chapter 7 will eliminate this, assuming you otherwise qualify for Chapter 7.
Please do not file on your own but seek assistance from a...
Archived
Landlord has filed Chapter 7 Do i file a claim for the deposit?
Maureen's answer
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Answered on September 25, 2010
If the landlord has any assets that can be sold the trustee will ask you to file a claim. Not all states require a separate account for deposits,...
Can I file Chapter 7 during my divorce?
Maureen's answer
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Answered on September 25, 2010
Yes, you can file for bankruptcy during your divorce. But be careful of the credit card issue, because you are now using them while you're...
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Archived
What happens with insurance premiums due when surrendering home in Chapter 7?
Maureen's answer
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Answered on September 25, 2010
You should contact your insurance company and be sure the house and property are covered until the house forecloses. This is true whether you're in...
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