Archived
Do I need to pay the Uninsured Motor Vehicle Fee if I am not re registering my car in Va and am switching plates out of state?
Maureen's answer
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Answered on August 17, 2012
This is an insurance question and should be redirected.
Maureen O'Malley
Attorney at Law
297 Herndon Pkwy. #104
Herndon, VA...
Archived
Do I need to contact a debtor's attorney?
Maureen's answer
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Answered on July 31, 2012
I agree with Mr. Waltrip. Additionally, in the event that they file a warrant in debt you can tell the court you're not sure that it's your debt or...
Archived
My daughter needs to file for bankrupcy, but she does not have any money. What can she do? What are her options?
Maureen's answer
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Answered on July 06, 2012
She can check with legal aid to see if she qualifies for assistance. If not, she might start calling lawyers to ask about pro bono work or payment...
Archived
I filed for bankruptcy a few years ago and included a property in the liquidation. Now I have to appear at a non jury trial.
Maureen's answer
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Answered on June 26, 2012
You should always appear. You can bring the Notice of Discharge and the Petition showing the debt to Countrywide/Bank of America. You might even...
Archived
I attended a school in 2001 claimed bankruptcy and in 2012 they say I have a balance and cannot give transcripts 11 years later.
Maureen's answer
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Answered on June 08, 2012
You filed before 2005, when student loans were dischargeable if they first became due more than 3 years before filing. You need to check to see if...
Archived
My husband and I filed for bancrupcy in 2008 - with foreclosures on 3 "fixer-uppers". How long before our credit improves?
Maureen's answer
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Answered on June 05, 2012
I agree with both Mr. Weed and Mr. Goldstein. Sometimes banks say you should reaffirm the house, to which bankruptcy lawyers in this jurisdiction...
Archived
Do I have to repay money given to me as a gift when repayment is requested by the giver?
Maureen's answer
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Answered on June 04, 2012
As long as it was clearly a gift you have, and had, no obligation to repay. I agree that the statute of limitations has passed for suit. The...
Archived
In VA, is a surviving spouse responsible for credit card debt and/or personal loans left by deceased spouse?
Maureen's answer
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Answered on May 29, 2012
No, you are not personally responsible for the debt, but her assets must be used to pay any of her remaining debts.
Archived
Are joint funds (checking and savings) subject to "judgements ruled against you" in VA courts filed by a debt collector?
Maureen's answer
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Answered on April 24, 2012
They could freeze the bank account. If you're still here, she can go to court, deny the debt, and make them prove it, which debt collectors usually...
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Archived
I was scammed
Maureen's answer
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Answered on April 16, 2012
This question opens a lot of other questions, such as how you were scammed, and by whom, and why you're paying. They have to sue you before they...
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