Archived
Does loosing health coverage because of the carrier getting out of business qualify as a 'life event' to get employer coverage?
Luke's answer
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Answered on November 12, 2015
If your health insurance coverage terminated, you should be eligible for your employer plan. Contact the US Department of Labor, Employee Benefits...
Archived
Employment Policy not being used correctly.
Luke's answer
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Answered on November 12, 2015
Doctors do not grant leave from work, your employer does. If your employer has a leave policy, it must adhere to its policy. However, most...
Archived
Can your employer cancel your medical benefits without letting you know, while you're still employed by the same company.
Luke's answer
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Answered on November 12, 2015
An employer is allowed to make a business decision like terminating the health insurance plan for the whole company. If the Plan is terminated,...
Archived
Does an employer have to provide information to all employees about open enrollment health care options?
Luke's answer
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Answered on November 12, 2015
Are you planning on joining the health plan? The ER is required to provide you with the Summary Plan Description and other Plan Documents, if you...
Archived
Called teamsters union in Arizona to put in for retirement was told I could not get because I had not worked 10 yrs
Luke's answer
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Answered on September 11, 2015
What years are we talking about? ERISA has changed over the years, but generally after 5 years of service you should have some vested benefit. ...
Archived
Can a place that offers cobra medical insurance make you pay them back if they or your employer forgets to bill you?
Luke's answer
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Answered on September 11, 2015
Yes, you will be required to pay back premiums. The ER has 30 days to notify you of your COBRA eligibility. You then have 60 days to elect...
Archived
Rights regarding pension death benefit from spouse with surviving ex named as beneficiary who is remarried
Luke's answer
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Answered on September 11, 2015
More information is needed. The retiree is free to change his beneficiary to whomever he wants. Unless a Court ordered the ex-wife as the...
Archived
Where can I see if there was a video when I got arrested for a DUI?
Luke's answer
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Answered on September 11, 2015
There is no public access to police video. The only way to obtain the video (if it exists) is through a subpoena. It's important to hire an...
Archived
What can I do if my employer cancelled medical benefits and terminated me while on medical leave?
Luke's answer
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Answered on July 11, 2015
Health coverage and termination are different issues. If you have been separated from work, your coverage under the health plan my be terminated....
Archived
Can I enter into a pre-divorce agreement to be reimbursed by my spouse for health insurance premiums deducted from my pay?
Luke's answer
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Answered on July 11, 2015
Once your husband moves out or you are separated, he is most likely not eligible for benefits under your Plan. Put him on COBRA coverage and make...
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