Archived
I forgot to file the Chapter 7 "Statement of Intention" prior to 341 Meeting- should I still file it?
Lauren's answer
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Answered on November 25, 2013
Yes, you must file the Statement of Intention. This is considered a required document and the clerk could dismiss your case at any point, after the...
Archived
Creditor not notified of Ch7 creditor meeting, what course of action is needed to re-open and have original judgment collectible
Lauren's answer
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Answered on November 24, 2013
I agree with the other attorney. If this woman's Chapter 7 was deemed a "no asset" case meaning she had no assets available for liquidation to her...
Archived
Why are Chapter 7 Bankruptcy Trustee's being more aggressive with pursuing real property?
Lauren's answer
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Answered on November 21, 2013
He is a difficult trustee with everything including cars (requires picture of exterior, interior, and odometer). I don't think he would be pursuing...
Archived
I was told by the court clerk to file a motion for reconsideration for the closing of my bankruptcy.
Lauren's answer
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Answered on November 21, 2013
Yes, you would need to file a Motion for Reconsideration showing why the Judge's ruling to dismiss your case was incorrect. Given that the reason...
Archived
Bankruptcy Chapter 13, plan approved, LAM granted. Now what?
Lauren's answer
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Answered on November 20, 2013
The 2nd mortgage is essentially not avoided until you complete your Chapter 13 plan and receive a discharge at the end of 36 months, so you would...
Archived
Will the city negotiate a lower amount when collecting on costs associated with my Dui?
Lauren's answer
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Answered on November 20, 2013
I am so sorry to hear about your accident. You seem like a very good candidate to file Chapter 7 in order to discharge all the medical debt as well...
Archived
Is my motor vehicle exempt in California in a Chapter 7 bankruptcy?
Lauren's answer
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Answered on November 20, 2013
Yes, as the other attorneys have alluded to you can use your wildcard in addition to the motor vehicle exemption so you should be okay as long as...
Archived
Do I file BK?
Lauren's answer
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Answered on November 19, 2013
Yes, the reason that attorney said you were "uncollectable" is because the only thing the creditor could really attach to or take if they received...
Archived
Our bankruptcy attorney didn't file a reaffirmation for our mortgage lender. The attorney has been disbarred, now what?
Lauren's answer
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Answered on November 18, 2013
You can reopen the bankruptcy to file the reaffirmation agreement. This would require filing a Motion to Reopen, having that granted, and then...
Archived
Can I walk away from a second house in FL because I can't afford the payments and don't live there?
Lauren's answer
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Answered on November 18, 2013
Yes, you can surrender the property. You would indicate to the lender that you are surrendering the home. In FL, if there was no bankruptcy, the...
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