Archived
Should I file for bankruptcy before the law office /debt collector sends me a summon? They have sent a letter of "intent to sue"
Lauren's answer
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Answered on November 29, 2013
I agree with the other comments. You don't necessarily have to file bankruptcy prior to a lawsuit being filed. The concern with a lawsuit is if a...
Archived
If in chapter 7 in Riverside, CA & trustee thinks non-exempt equity in my home, can I convert to a 13 to protect it?
Lauren's answer
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Answered on November 29, 2013
Yes, you can convert to a Chapter 13 and propose a plan that pays your unsecured creditors according to the amount of equity you cannot protect...
Archived
I want to file chapter 13. Can I put my 401k loans on the means test?
Lauren's answer
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Answered on November 27, 2013
Yes, you can, but this is very difficult and it is best to consult an attorney to make sure all the right items are being deducted properly. If you...
Archived
Chapter 7. Can same sex couples file joint bankruptcy in California?
Lauren's answer
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Answered on November 27, 2013
Yes, as long as a couple is legally married, they can file a joint bankruptcy.
Archived
If i owe 1500 on a car that's worth maybe 7000 and I file for chapter 7
will I get to keep the car if I'm unemployed ?
Lauren's answer
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Answered on November 27, 2013
Yes, you can keep your car and your tools with the proper planning utilizing the California state exemptions to protect that property. So it is...
Archived
I filed an EEOC charge in 2010. I filed bankruptcy in 2011 and received my Right to Sue Letter in 2013.
Lauren's answer
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Answered on November 26, 2013
I agree with the other attorneys. Since you had a potential claim at the time you file your bankruptcy it should have been listed as an asset. The...
Archived
My uncle is 77 and is ill. Has no will and is debt over 40,000. He has a mortgage that is up to date and owns his car.
Lauren's answer
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Answered on November 26, 2013
It is a good idea for you Uncle to file Chapter 7 bankruptcy, assuming he qualifies. This will rid him of the $40k in debt. Just make sure there is...
Archived
I filed Ch 7 bankruptcy in 2008. HOA is trying to collect past due fees of $2800 on investment property. Am I liable?
Lauren's answer
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Answered on November 26, 2013
Any HOA dues you owed prior to June 2008 were discharged, however, any HOA dues incurred after June 2008 are your responsibility because you own...
Archived
Bk and filing taxes
Lauren's answer
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Answered on November 25, 2013
No that will not cause a problem as long as you qualify for a Chapter 7. You should definitely hire a lawyer to represent you through the Chapter...
Archived
To what extent am I liable for HOA fees on real property?
Lauren's answer
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Answered on November 25, 2013
The statement of intention does not affect the HOA dues that are owed. You are liable for HOA dues that have come due since the conversion to...
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