I sold a house 7 months ago, does that affect my Chapter 7 Bankruptcy right now?

If you sold the house for full value in an arm's length transaction, you do not need to worry. The trustee may ask where you spent the proceeds. ...

I received a garnishment from 2007 there has been no communication since that time

Unfortunately, if there is a judgment out there, and it is not paid, it is probably still growing at a rate of 12% or more per year. It can pop...

My employer is garnishing my wage from student loan . do employer have duties under fdcpa.

You need to learn your options and deal with this. Without action on your part, the federal government can and will continue the garnishment, and...

Can a business file negative credit report on me, and continue to add late fees, they claim I owe them money and I disagree.

You have three problems. First, you have this snowballing obligation accruing against you. Take five minutes to do whatever you have to do to...

Can you back out of Ch 7 if you find out that your family home will be sold by trustee?

With property values going crazy here in Seattle, you have reason to be worried. While a simple chapter 7 is possible to do without an attorney, I...

I filed Chap. 13 a year ago but will soon lose my job. How soon after I lose my job may I file Chapter 7 in WA state?

Since a chapter 13 from last year will not have resulted in a discharge (whether that case is open now or has been dismissed), there should not be...

We paid our ch13 in full, now what?

There is a declaration you have to fill out regarding domestic support obligations, and you need to complete your Financial Education course, if...

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Being sued by credit card co for debt from 1999. Have set up payment plan w/their Attny but have not paid them any money yet.

This debt may be past the statute of limitations and uncollectable. Don't make a payment until you are sure it is still your legal...

Concerning Springleaf loan, possible collections and divorce...

In my experience, you are dealing with an aggressive creditor, so you should be proactive in deciding how to proceed. Assuming you do not cure the...

I just got served legal papers for a medical bill I just recently learned about. Any advise on how to deal with this.

If you are not getting anywhere with negotiating a payment plan, you might have more luck if an attorney negotiates for you. As a general rule,...