When fileing bankruptcy and I am paying for my grandsons car can I reaffirm? I get a medical amount every year do I declare tha

Call your local bar association to look into a legal clinic so you can consult with a volunteer attorney in person. You may not need a bankruptcy,...

What happens when a person files for chapter 7 bankruptcy

I am very concerned that you appear to be in a chapter 7 bankruptcy without a clear understanding of your rights and options. Given housing prices...

Though the revised bankruptcy forms make the questions you need to answer more understandable for a non-attorney, do not underestimate the...

How would I go about suing a debt collector for violations of the Fair Debt Collection act?

Hire an attorney with experience filing debt collection matters. The debt collection laws you can bring suit under provide for the debt collector...

Answering a Summons

If the collection suit was filed with the court, the easiest thing to do would be to file a simple Notice of Appearance, which prevents a default...

Can a trustee in a bankruptcy case sue my parents over a private student loan that they co-signed with me?

Prior answers have covered a lot of important points in response to your question. I will chime in regarding what can happen if there is in fact a...

Private Student loan

As you are discovering, private student loans do not have to work with you on payments, so you don't have the same income-driven options that you...

Must I report my husband's income if I file Ch 7 in WA & if we maintain separate finances, have a prenup., but do live together?

Though the recently-updated bankruptcy forms make the forms easier to understand, there are a lot of traps that can cause problems for...

What do I do now? How can I get the garnishment not to happen and another repayment solution. Not knowing the legal in's and out

You can either try to have the default set aside (which is difficult, but not impossible), or you can deal with the judgment that was entered. As...

I sold a house 7 months ago, does that affect my Chapter 7 Bankruptcy right now?

If you sold the house for full value in an arm's length transaction, you do not need to worry. The trustee may ask where you spent the proceeds. ...