Is IRS debt dischargeable in a CH7 bankruptcy?

You may be able to bring an adversarial action to determine the dischargeablity of the IRS debts. You mentioned that a lien has been attached...

I live in Illinois. Can my wife file Chapter 7 in her name only? We are separated.

Yes, married couples can file an individual bankruptcy. The bankrupcy court may require proof of your income.

Is their anyway I can let my car go?

If you surrender the car it will likely be sold at auction for less that what you owe -- then the creditor will pursue you for a deficiency...

Quick Divorce

You should consult a divorce attorney as soon as possible. The fact that you have a recording is not going to be admissable or binding against him...

Can I get an uncontested divorce in Chicago if my spouse and I own property?

There is no such statutory provision for an "uncontested divorce" in Illinois. What it does mean though is that you and your spouse agree to all...

Can a mortgage company refuse to take payments?

It sounds like you tried to offer to bring the payments current, but did not have all of the money necessary to bring it current. Please talk to...

You state that a forcible entry and detainer action has been filed against you -- you did not default on a loan did you? A forcible entry and...

I live in Illinois, I have a HELOC on my property, if my short sale won't push through, will they garnish my wages?

If a deficincy judgement is granted in the foreclosure court then it is most likely they will pursue you and attempt to collect -- via wage...

Loan is in ex husbands name - but my name is on title - will a foreclosure show on my credit report?

if the loan is not in your name it should not show up on your credit report as far as the debt is concerned. It will show up as a public record in...

What should i do about a cable bill that that was sent to collection.

You do need to hire a lawyer to protect your rights. There are various remedies under the Fair Debt Collection Practices Act which you might...