Bankruptcy Process - Dealing With Credit Unions & Cross Collateralization Agreements in Bankruptcy
May 17, 2011
Credit Unions Good Cop/Bad Cop
When times are good your credit union can seem like they are your best friend. However, if times get bad, the credit union may be your most unforgiving creditor. Cred...
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Chapter 7 Bankruptcy - Do I Qualify for Bankruptcy?
May 16, 2011
It would seem logical that the only thing you would need in order to qualify for bankruptcy would be a lot of debt you can't pay. However, there is more to it than that. In 2005 Congress revamped the...
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Bankruptcy, Foreclosure & Saving Your Home Through Chapter 13 Bankruptcy
May 14, 2011
Many of my bankruptcy clients are also dealing with a foreclosure. Here in Arizona foreclosure rates have been at record levels for some time and the home values continue to drop. If you are like most,...
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Bankruptcy Solutions - Solving Your Debt Problems Through Bankrutpcy
May 13, 2011
At the end of many of the bankruptcy consultations the person I am meeting with often tells me "I never thought I would be in this situation." People filing for bankruptcy are usually experiencing debt...
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Bankruptcy Will Stop the Stress and Can Even Save Your Marriage!
May 10, 2011
When I first meet with people for a bankruptcy consultation most are at one of the lowest points in their lives. One of the most common things I hear is I never thought I would be in this position. Tha...
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St. Patrick's Day, DUI & Bankruptcy
Mar 17, 2011
Happy St. Patrick's Day! On my way to court this morning they were talking on the radio about how the Maricopa County Sheriff's Office will be out in full force today enforcing DUI laws. Must be some...
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Bankruptcy, Credit Unions & Cross Collateralization Agreements
Mar 16, 2011
When times are good your credit union can be your best friend. When times are bad, your credit union may be your most aggressive enemy. Credit unions are different than banks in many ways, and when i...
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Strategic Defaults on Mortgage Loans & Bankruptcy
Mar 14, 2011
On the way in to the office this morning there was a news story on the radio about homes in Arizona. A full 50% of home owners owe more on their home than it is worth here in Arizona. You may have th...
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Law Suits, Garnishments, & Bankruptcy
Mar 11, 2011
Lately I have seen an influx of clients who are facing a wage garnishment or who have recently had a creditor garnish their bank accounts. This is likely due to the fact that this bad economy has been...
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The Timeshare Trap & Bankruptcy
Mar 11, 2011
A while back I was attending a court hearing at the bankruptcy court while the bankruptcy trustee was questioning a person who had filed for bankruptcy. He asked this particular debtor if he had a tim...
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