How Losing Your Job Impacts Your Chapter 7 Bankruptcy
Jul 23, 2011
Yesterday Fox News reported that there was an increase in unemployment in a majority of the states. In this article I want to discuss how losing your job impacts your ability to file a Chapter 7 bankr...
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Can I Go Bankrupt On Just My Business Debts?
Jul 14, 2011
I routinely meet with small business owners that are going through financial difficulties and often get the question if just the business can file bankruptcy and eliminate the company debts. Before I c...
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99 in the Shade – Keeping the Utilities On in the Summer Heat
Jul 12, 2011
103, 108, 109, 106. Those are the temperatures over the last four days here in Phoenix. For those of us in the Phoenix area you know that if you dont have power, you are in serious trouble. My air cond...
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If I Am Broke How In the World Can I Pay You? Understanding Legal Fees in Bankruptcy
Jul 12, 2011
There comes a point in every bankruptcy consultation that I do when we get to The Question. I know what they are thinking: This all sounds great, I need to file bankruptcy, but what is this going to co...
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Killing Zombie Debt Through Bankruptcy
Jul 12, 2011
Some debts just will not die. In my bankruptcy practice I pull my clients credit reports to make sure that I am getting a thorough picture as to what debts are owed and who the creditor is. In reviewin...
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What Will A Short Sale, Bankruptcy, or Foreclosure Do To My Credit Score?
Jul 11, 2011
When you suffer through financial difficulty that results in a short sale of a home, a foreclosure, or even a bankruptcy, the big question most people have is how such events will impact their ability ...
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They Can’t Garnish Your Wages – Yet! Understanding Unsecured Debts & Bankruptcy
Jul 09, 2011
Many people I meet with for bankruptcy consultations are terrified that their wages are going to be garnished because they have missed a payment or two on their credit cards. First, it is important to ...
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Want to File Bankruptcy in 2011? The Clock is Ticking.
Jul 07, 2011
I mention quite frequently in my blogs on and on my website that no one wants to file for bankruptcy. Because of this many people delay their bankruptcy filing even when it will be the best decision in...
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7 Ways Your Life Will Improve After Bankruptcy
Jul 07, 2011
When meeting with people to discuss a bankruptcy filing it is clear that for most that they are in what they view as a very low point in their lives. Many view their bankruptcy filing as the end of the...
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Eliminating the Personal Guarantee Through Bankruptcy
Jun 30, 2011
If you have ever opened your own business you quickly learned that business credit for a small business simply does not exist. Sure, banks will loan your business money and landlords will allow you to ...
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