Archived
I am the joint debtor in a chapter 7 bankruptcy. My husband not on auto loan. just me. Where do I sign on reaffirmation. As Join
Jillian's answer
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Answered on January 14, 2013
I agree, you should not be signing a reaffirmation agreement. As the other attorneys said, most lenders will accept payments without a...
What is this 180 day rule about with filing bankruptcy chapter 7?
Jillian's answer
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Answered on January 14, 2013
You may be referring to the period of time after the bankruptcy filing where certain assets can come into the bankruptcy estate. If you become an...
Archived
In a foreclosure is there any recourse once a sale date is issued?
Jillian's answer
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Answered on January 14, 2013
You have a number of options. One option is to file a bankruptcy chapter 13 case if you wish to retain your home. The bankruptcy filing stops the...
Archived
CAN I PUT MY HOUSE UNDER BANKRUPTCY
Jillian's answer
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Answered on January 05, 2013
Yo u should consult with an attorney in your area. Filing bankruptcy requires that you list all of your assets and all of your debts. If you want...
Archived
I declared Chapter 7 bankruptcy 2 years ago. I never signed a reaffirmation of the debt. Can I just walk away?
Jillian's answer
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Answered on January 05, 2013
Generally you can walk away from your mortgage after filing bankruptcy. The lender will then initiate foreclosure. You can remain in the property...
Archived
Filing Ch 7 in MD my home is worth 276K I owe 370Kcan I file and keep my house and only pay fair market value.
Jillian's answer
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Answered on January 05, 2013
In chapter 13 you may be able to strip off a second mortgage, if it is entirely unsecured, based on current fair market value of your home. In...
Archived
CC company settlement agreement.
Jillian's answer
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Answered on November 15, 2012
I agree that the answer depends on the written agreement and your evidence of the date of the payment. Too many facts are missing. You should...
Archived
Getting My Wages Garnished Now-Will A Bankruptcy Cancel Out My Current Garnishment & Keep Any Positive Credit Still On My Report
Jillian's answer
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Answered on November 15, 2012
Filing bankruptcy will stop a wage garnishment. In addition, you can claim return of garnishment collected during the 90 days prior to filing the...
Archived
Have a car still in my possession that the loan company failed to make a claim on before deadline with Chapter 13.
Jillian's answer
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Answered on September 14, 2011
I agree with the two answers you have received. Unsecured debts are discharged--not secured debts. The debt may still be a valid lien regarding...
Archived
Is garnishment reimbursement possible after bankruptcy filed in the state of Maryland?
Jillian's answer
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Answered on September 14, 2011
Yes!! This is one of the benefits of filing bankruptcy. The garnishment will cease and you can demand return for garnished funds in Maryland. ...
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