Would requesting documents pertaining to a private student loan reset the time period during which a lender can sue (reset SOL)?

Student loans are nondischargeable in bankruptcy. I agree with that statement. There is no applicable statute of limitations. The bankruptcy code...

Bank of America initiated Foreclosure process then the loan is sold to US Bank. Now what happens to the current foreclosure?

The lender will likely have to start some or all of the process again. Bank of America appears to be transferring a fair number of their bad loan...

Wells Fargo will not modify my loan although I qualify for most programs. Please advise what can be my next course of action?

We have had many clients face this situation. A lender tells you that you do not qualify for a modification. I strongly suggest you consider hiring...

Is there anything we can do?

I agree. You need to consult with an experienced bankruptcy attorney. Income over the means test is only the starting point. The means test...

Your job status and income status are the main focus of your hardship letter. The purpose of the letter is to explain your story to the lender. You...

Selling a house after bankruptcy.

You can sell the house after bankruptcy. Once the Chapter 7 Trustee files a "no-asset" report, your case is discharged and closed the Trustee has...

I am facing possible foreclosure on my house.The lender is CitiMortgage and it is a VA loan. no one else is on the mortgage.

Yes, after the foreclosure sale has been approved the occupants will be served with an eviction proceeding. I agree that you should consider...

Can they come after us. For late fees and payments on 2nd? Can they foreclosure on us ?

The lien avoidance of the second mortgage is not complete until the chapter 13 case is paid in full. You may want to read the order entered in your...

Am I responsible for my husband's debt occured before we got married?

No you cannot become responsible for debts solely in your husband's name before Or after you are married. But that does not address all of your...

Can I get two months worth of garnishments returned after I file Chapter 7? Is there anything in the law that allows this?

In Maryland, if a single creditor received more than $600 during the 90 days prior to the bankruptcy filing, you can recover the amount. You will...