Archived
What happens when a bank tries to foreclose on a current mortgage?
Jeremy's answer
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Answered on May 30, 2014
Typically, a loan servicer is prohibited from foreclosing on a mortgage that is current, unless there are particular grounds for the bank to...
Archived
I was sued by a credit card co and received a summons for a court date. I pd an agreed settlement. Do I have to go to court?
Jeremy's answer
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Answered on May 29, 2014
I would show up in court with proof that the funds were sent and received. Better to be safe than sorry.
Archived
House in foreclosure, dangerous conditions in house
Jeremy's answer
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Answered on May 29, 2014
Even though your sale date is one the horizon, I agree with the other commenters that the quicker you can give the house back to the bank the better.
Archived
What can I do? Opened a credit card when daughter was in high school now they have a civil case. HELP!!!
Jeremy's answer
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Answered on May 29, 2014
I would recommend consulting with a local consumer law attorney who is also experienced with debt settlements. You could have certain defenses...
Archived
Recently finding bank did no close joint accounts have new charges on them and now in collections. Is an attorney advised?
Jeremy's answer
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Answered on May 29, 2014
I would certainly meet with an attorney experienced in both family and consumer law to discuss what options you may have an how to proceed.
Archived
We are retired & get 1 pension,1disability pension both ss .we own 2 homes 400,000 .& 200.000 .approximate value.
Jeremy's answer
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Answered on May 29, 2014
Your situation is complex, and I recommend you consult with a local, experienced bankruptcy attorney who can walk you through what to expect from...
Archived
My husband owes his mother $300 and his threatening jail if he does not pay her. can she do this?
Jeremy's answer
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Answered on May 29, 2014
No - but she could file a civil suit against him.
Archived
Can my HOA foreclose on my condo for delinquent late fees?
Jeremy's answer
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Answered on May 29, 2014
Generally the HOA can foreclosure due to delinquent late fees. One option may to get on a payment plan with the HOA, or since you are now current,...
Archived
What is the difference betweeen a short sale and giving the bank the home if I am going to file for bankruptcy anyway?
Jeremy's answer
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Answered on May 29, 2014
Just because you indicate you are going to surrender the home as part of your bankruptcy filing, the bank does not actually take possession of the...
Archived
If a vendor I owe money to (from a company I used to own) sends me to a collection agency, will I continue to accrue interest?
Jeremy's answer
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Answered on May 27, 2014
I agree with previous comments, and I would add that you should make certain that you signed a personal guarantee on the vendor contract. If you...
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