Should my husband and niece file for chapter 13 to pay off her car that was wrecked and her insurance had elasped.

I agree with the other commenters that your best course of action is to meet with an experienced bankruptcy attorney to discuss your options.

What is considered valid debt validation in reference to the documents provided

Most collection agencies will supply either an accounting, the written contract, or an account statement. An affidavit by the original creditors...

Can I include reinstatement fees for lapse of insurance in my Chapter 13 plan?

If you are filing a Chapter 13 next week, I assume you have already hired a bankruptcy attorney. Your attorney should be able to advise you...

Collection agency

I recommend you talk with an experienced consumer law attorney in your area to discuss potential Fair Debt Collection Practices Act and state law...

In a civil restitution hearing, I was found to owe the other party money. if I file bankruptcy, can that amt. be included?

You certainly need to consult with an experienced bankruptcy attorney in your area. Depending on the basis for restitution, that debt may be non...

Biz bankruptcy chapter 7. A business that does biz with my company filed an involuntary ch.7; Now trustee wants payments back

What you are taking about is known as a preference payment. Given the stakes, I highly recommend you consult with an experienced bankruptcy...

Can chapter 7 avoid judicial lien with 522(f) for turnover of personal property?

You can typically avoid a non-consensual lien during bankruptcy - I would recommend you contact the attorney who filed your case to discuss your...

How do I filed a Non-Judicial Foreclosure in AZ with a Deed of Trust AND a Promissory note in hand. Money owed from 2006.

Most Non-Judical Deed of Trust statues are very complex, and there are any number of pitfalls that may allow the borrow to invalidate the sale. I...

I woud immediately contact a local consumer law attorney to discuss what Fair Debt Collection Practices Act and state consumer protection laws the...

Tax Debt SOL

I agree with the other commenters that it would be wise to seek the help of an experienced tax attorney. The IRS Offer in Compromise program may...