My loan transferred to another financial institution without my knowledge

It is hard to tell from your description exactly what claims you might have. However if they are reporting you as delinquent and you have made the...

Should I set up a payment plan or pursue through the courts?

The answer depends on if you owe the debt and if they have done anything that violates the FDCPA. I would need to review all of the paperwork to...

How many times can a debt collector call you in a day ?

The number seems excessive- especially if you have told them to stop calling. You should also tell them to stop calling in writing. You may have a...

You may well have a claim. I would need to review your paperwork and speak with you to give you advice but I have handled several of these type of...

You certainly should be able to get your money back. They clearly misrepresented the milage. I assume you had no way of checking the miage before...

I agree it is a scam, but you might have affirmative claims. Look up the debt collector on the internet. If it looks like a legitimate business,...

Can I go after a used dealership for this issue?

You may have various claims including the right to rescind the transaction. I would need to revielw all of your paperwork to give you advice.

Who is responsible for damage to my car when it was repo?

They would be responsible for any damage. You may also have rights if the amount demanded in the reinstatement was incorrect.

Why havent i received my down payment back truck was returned?

There are a lot of issues in what you have raised. Yes you should get your deposit back. Did you get any notices after the repo? If not you may...

As a consumer, can I sue a company for one of their representatives using racist language, and it's recorded on a voicemail?

You may have a claims but I would need more information. If this is indeed a racist term you may have claims.