I just received a summons from a collection copy that suing me for credit card debt. I've never had this happen to be me before

Do you owe any other debt? Do you own or rent? If you own, how much equity do you have? Your options are bankruptcy and debt settlement...

How long is the statue of limitations for debit collectors on educational loans? Plus how often can they call you per day?

As Mr. Berkus stated, it all depends on whether your student loans are private or federal. To determine, you can check NSLDS for federal loans. ...

What type of bankruptcy is best suited to stopping foreclosure sale of my home?

In your case, Chapter 7 would only momentarily halt a foreclosure sale and a Chapter 13 would allow you to cure your arrearages through a payment...

Is their a point where credit card debt wont be dismissed by bankruptcy

If you declare bk then all unsecured debt such as credit card debt is discharged. That means no lawsuit and you won't owe the debt. Back taxes...

Should I sign a stipulated judgement?

You can sign it but be full aware that if you miss a payment the judgment gets recorded on your credit report and the creditor will attempt to...

If you have already filed an answer, why not just accept the summons from the server and call it a day?

Commercial debt collection interstate

If they owe you money, they probably owe other people money too. Your debtor is probably trying to stay alive, but once the lawsuits start coming...

What is the best way to settle my financial debt, in or out of court and should i hire someone to represent me?

Based on your debt amount, it might not be pragmatic to hire an attorney unless you want to feel completely safe. Suppose you find an attorney...

Sued by creditor and agreed on a payment plan; do I still need to file the Answer?

Better to file something and show the agreement in place than risk the creditor pulling a fast one and getting a default judgment against you. I...

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Received SUMMONS from Portfolio Recovery served 08/13/13. What to do in the court? Should I send a copy of my response?

How much are you being sued for? If its a large number, then consider hiring an attorney to handle this matter as its clear you do not understand...