Do I need to file for bankruptcy?

The decision to file bk is largely dependent on how much debt you owe to your creditors. You should consult with an Avvo bk attorney in your area...

We defaulted on a payday loan done online. Now they want to garnish wages. They did accept a payment plan and took payments.

Must get a judgment against you before garnishing wages.

Midland is a debt buyer and if you didn't pay your credit card bill then yes they can sue you. Most people in your situation have numerous debts...

I was mislead from debt settlement company.They made verbal promises that are not backed up in written contract when signed.

This is the consequences of signing with a "company" vs. a "law firm" and "no experience" vs. "experience". First sign that you are using the...

Is a publlic defender a person you can trust to defend you properly?

A public defender is a "real lawyer" licensed by your state. Some of the best trial lawyers are public defenders. Most criminal law attorneys...

If i own 1/4 of a property do i have to disclose it in my divorce docs?

Always better to list assets than have it appear that you were concealing assets. If the property interest is in fact Separate Property, then it...

Ch 7 and 13 BK question

There is also the option of debt settlement which you can think of like an informal Ch13 if it so happens you get into a pinch again. Hopefully,...

How long does a repossession stay on your credit?

According to your belief, if your vehicle was repo'ed on the 29th of the month, then that ding on your credit report only stays for a day or two? ...

Being sued over a cr card debt. i am disabled and cant afford to pay. what forms do i need to respond?

As to service, the process server signs a document stating that he did in fact serve you. Depending on how much you are being sued for, bankruptcy...

Is it appropriate to ask my attorney representing me, whether or not they believe I have a good case and to be honest about it?

It's perfectly acceptable to ask such a question. However, most attorneys do give am honest opinion without inquiring. Why? Because we like to...