Don't show up and the creditor will get a default judgment. With a default judgment, the creditor can then garnish wages, levy bank accounts,...

To prevent collections Summary Judgments, better to ask for debt validation 1st or make a pay-for-delete settlement offer 1st?

No default judgments until there are actual lawsuits. The pay for delete "technique" rarely works and generally requires you to pay in full. If...

Can a private investigator or an attorney get me someone's credit report if I hire one?

Knowing that someone defaulted on a car and got it repo'ed is not "proof" that he borrowed money from you and is not paying. Knowing that fact...

I just found out the monthly payments I am making are paying interest and the Federal Loan company and not my loan

You need to pay more than $100 a month in order for your payments to start chipping away at the principal. The minimum payments are, as you...

Can a company withdraw additional funds just because I paid them once this way?

How does the "company" have your routing and account numbers without an agreement in place?

Can I file bankruptcy on my business a loan or do I have to file on both business & personal?

Depends on how you ran your business. Did you structure your business as a separate entity, e.g., a Corporation or LLC? Then yes. If its a Sole...

I was fined i tried to pay the fine in exact change, it was $150.00, and i payed in pennies, they refused payment,

Go to a bank, change it to currency, pay the creditor.

I have to pay 900.00 if a lady said my dog hit her car???

Take a few date stamped photos of your dog today. As the other attorneys have stated, you don't have to pay until she sues and wins. She will...

Can a hospital send me to a debt collector if I am paying a portion of the bill monthly, but not the amount they want?

Yes. Logically, if a debtor could pay what he wanted to, e.g. 1 cent per month, and the hospital was not allowed to turn it over to a debt...

How many times can you file Chapter 7 in California but never follow through with it?

The automatic stay does not go into effect at all if you have filed bankruptcy and had two or more previous cases dismissed within the past year. ...