Archived
Im going through a dedt relief program to pay off 1 personal loan can i be arrested if i dont answer their calls for payment
James's answer
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Answered on January 14, 2014
No, you cannot be arrested. But ideally, you should be using a debt settlement attorney because a debt relief company cannot help you if the...
Archived
Unkown bill on credit report
James's answer
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Answered on January 14, 2014
You were an adult at the time you went to the ER, so the bill is probably yours - not mom's. Apparently, your mother set you up for credit repair...
Archived
Do I need to contact the lawyer myself if I am trying to settle once suit was filed in municipal court in Ohio?
James's answer
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Answered on January 14, 2014
Please speak to an attorney before you do anything. The first thing an attorney will do is see if the SOL has run. If so, they can't use the...
Archived
How can they tow my car without any notice? Whose at fault and who should Pay for the expenses??
James's answer
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Answered on January 13, 2014
There are way too many facts missing here, such as: is your car registered with the landlord as a vehicle belonging to a tenant, otherwise any...
Archived
On my credit report it has some accounts listed bankruptcy and the same accts. as being a negative.
James's answer
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Answered on January 13, 2014
If you indeed filed BK around 7 years ago, it is only a matter of time before all of those accounts fall off your credit report. They cannot be...
Archived
Can a debt collector sue me for a Credit Ca time barrel debt? last payment was made on 12/31/2009 and we are now in1/14/2014.
James's answer
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Answered on January 13, 2014
Talk to an attorney. Consultations are free and you should at least confirm that the SOL has indeed run. Many times consumers think they know...
Archived
I was served by a Col. agency, Feb. 2013. Filed my Answer in time. Original debt past SOL. I was notified of wage garn. 12/24
James's answer
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Answered on January 06, 2014
There is a long list of questions that need to be answered according to a timeline starting with are you sure the SOL has run? Might be worth...
Archived
I rc'd a summons for credit card. Trying to settle, they keep saying 4 payments or I'll have a to sign a stipulation. Why 4?
James's answer
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Answered on January 06, 2014
Consult with a bankruptcy and debt settlement attorney. It appears you are settling your "first" debt. Generally, a lawsuit is just the tip of...
Archived
If i do want apply for bankruptcy will stop my driver licenses in all state ?or when i am living ?
James's answer
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Answered on January 06, 2014
Filing for BK will not result in loss of your driver's license. If your driver's license is already lost, then bankruptcy can help you get it back...
Archived
Need a debt settlement letter-Indiana
James's answer
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Answered on January 04, 2014
Talk to both types of attorneys, debt settlement vs. bankruptcy. Don't go to an attorney that dabbles in both. Compare the possible outcomes and...
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