Archived
I am disabled. I have a claim for personal injury that I won. Is this income or just an asset for Ch13 bankruptcy?
George's answer
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Answered on February 22, 2015
Yes, the award and ongoing monthly installments must be reflected in the Means Test calculation. However, there are other factors that would be...
Archived
I am thinking about filing for chapter 13 because I got a big debt that was considered non dischargeable in a previous Chap. 7
George's answer
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Answered on February 20, 2015
Hi there. You are correct that you are not eligible for discharge in a Chapter 13 right now. So you may file Chapter 13 only if you propose to...
Archived
Do you have to write up a reaffirmation agreement for a leased car in a Chapter 7 bankruptcy?
George's answer
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Answered on February 20, 2015
If you wish to do so, you may reaffirm your secured debts in bankruptcy, including a lease on a vehicle or equipment. However, keep in mind that...
Archived
Problems with bankruptcy filed.
George's answer
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Answered on February 19, 2015
Although the information you provided is quite limited, it sounds like your discharge might have been revoked or your case dismissed for failure to...
Archived
Which state do I use for Chapter 7 personal property exemptions?
George's answer
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Answered on February 19, 2015
In most cases, you are required to use the exemptions laws of your current state of residence. However, you may not use those exemptions if you...
Archived
I am currently going through a civil case and I was ordered to pay attorney fees of $2,500.00. If I file Ch. 7 bk can I include
George's answer
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Answered on February 19, 2015
More than likely you will be able to discharge these attorney's fees as they seem to be associated with a rather generic civil suit. Also, I have...
Archived
Copy of discharge papers chapter 7 bankruptcy
George's answer
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Answered on February 19, 2015
You should have received a copy of your bankruptcy petition from your attorney. As far as the discharge order, the bankruptcy court mails that to...
Archived
Need to file for Chapter 7.
George's answer
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Answered on February 19, 2015
You may file your bankruptcy without having filed the tax returns first. Although you are only required to provide the trustee with the latest...
If I want to convert my Ch 7 to a ch 13 which form do I complete? Do I have to refile all new docs?
George's answer
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Answered on February 16, 2015
Conversion from chapter 7 to chapter 13 is allowed only on motion. There is no specific form for you to complete. However, there are certain facts...
How much will the interest rate on my car change in a chapter 13?
George's answer
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Answered on February 16, 2015
Hi there. The interest rate on your auto loan will not be reduced automatically by the filing of the bankruptcy. In fact, you would not be...
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