Chapter 7 bankruptcy exemptions

Hi there. Ohio requires that you be a resident in order to use their exemptions. So you would have to use federal exemptions that are fairly...

Is bankruptcy my only option (except paying what I don't owe)?

Hi there. If you owe the debt that you are being sued for, I think that it is futile to dispute it just based on an incorrect account number. Some...

How do I know if I meet the Bankruptcy guidelines?

Hi there. Bankruptcy guidelines have little to do with your income to debt ratio. In fact, there is no minimum or maximum debt requirement in...

Discharging taxes in bankruptcy. What is the MOST recent year that is possible to discharge in ch 7? What about after April 15?

Hi there. The latest tax year you may discharge in your bankruptcy is 2012. In other words, you can seek discharge of tax liabilities for years...

Bankrupt case chapter 7 discharged 7/26/12 but a collection Agency is harassing me for an account that was included

Hi there. If the debt was included in the bankruptcy, all you need to do is mail or fax the collection agency a copy of the schedule of unsecured...

What happened to the money we paid into Chapter 13 from 2009 to 2012 before we had to convert it to a chapter7?

Hi there. The chapter 13 trustee would have applied your payments in accordance to your plan. In other words, the payments you made were spent to...

Me. again. Rephrasing so I can be absolutely clear on estoppel, ch 7, and motion to convert to 13 to regain control asset.

I would agree that you need competent counsel on this one. You wouldn't want to get blind sided at your hearing with regards to the judicial...

Can a Chapter 13 be affected by a separation in VA?

Please note that I am not licensed in VA so I am answering this question from a general stand point. Please take it with a grain of salt. In...

What are our options for avoiding Foreclosure?

Avoiding foreclosure in bankruptcy is a fairly straight forward process. You have the option of filing chapter 13 and placing all arrears into your...

Your set of facts definitely requires the help of a lawyer. So please do not file with one of those petition preparers. It sounds to me that you...