Archived
Can a Maryland third party demand retroactive interest the creditor never billed before the debt was transferred?
Dmitry's answer
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Answered on October 06, 2014
If the debt has been paid, you should be able to challenge this claim. Also, keep in mind that the Statute of Limitations in Maryland is 3 years. ...
Archived
Can someone recomend a lawyer in Maryland that specializes in Mortgage Modification and/or Consumer protection?
Dmitry's answer
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Answered on October 06, 2014
Not certain as to whether you have a cause of action against Citi.
However, under the new federal regs, namely 12 CFR 1024, the modification...
Archived
My home is up for forclosure I am on disability. 8 paymt. behind. Bank is aware. Have been out of work for awhile. Bills have
Dmitry's answer
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Answered on October 06, 2014
Bankruptcy is certainly an option. However, you would be required to repay the 8-months arrearage in your Chapter 13 bankruptcy.
Also, you can...
Archived
Looking for a lawyer experienced with defending homeowner in foreclosure aa county countrywide subprime underwater
Dmitry's answer
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Answered on October 06, 2014
Your options are 1) deed in lieu (however, there are now serious tax implications since the tax forgiveness law lapsed in December of 2013) or 2)...
Archived
Garnished bank accounts.
Dmitry's answer
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Answered on May 23, 2014
The answer entirely depends on what "supposedly fixed everything" means. Were the debts discharged in a bankruptcy? Were there any lawsuits? ...
Archived
Can a MRI office during a scheduled appt. asked us to pay a $110 bankruptcy discharged included debt from '01 before being seen
Dmitry's answer
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Answered on May 22, 2014
They can't force you to pay but they also don't have to do business with you.
Archived
After Chapter 7 Bankruptcy, we have received notice that our mortgage was assigned to another company?
Dmitry's answer
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Answered on May 22, 2014
It is good that there is no HOA. HOA fees/dues usually accumulate at a brisk pace post-discharge if you are not paying your mortgage. And HOAs...
My wife and I want to file for divorce and I want to file chapter 13 bankruptcy at the same time.
Dmitry's answer
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Answered on May 22, 2014
I would recommend to wait until the divorce is finalized for a variety of reasons. However, if you decide to forge through with the chapter 13...
Archived
How long does it take after you convert from a chapter 13 to a chapter 7 before the repayment plan stops?
Dmitry's answer
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Answered on May 22, 2014
Once the motion to convert is granted.
Archived
Do you have to reaffirm your mortgage in a chapter 7, if you want to keep your house?
Dmitry's answer
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Answered on May 22, 2014
Absolutely not. Even if your obligation under the note gets discharged in a bankruptcy, the lender has the right to foreclose under the deed of...
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