Can a debt that has been “charged off” be collected on after for 4.5 years?

"Charged off" does not mean that the debt is not owed. It simply means that the creditor is now obligated to account for the debt in a particular...

I have submitted Request for Admissions and Form Introgatories, but the Defendants have refused to answer?

You may want to consider hiring an attorney to help you with this.

Can my landlord legally put me in collections for a amount owed that is different from the amount he submitted to the court?

As the other attorneys suggested , get a copy of the court document that shows how much you owed. Get your documentation regarding your payment. If...

Is it legal for a non- profit hospital to send your debt to a debt collector if for 45 months I was never late ?

You state that you were never late for 45 months. You don't mention if you fell behind on your payments after those 45 months. If so, this may be...

How can a collection agency take money if they told me the original creditor recalled my account ?

You need to hire an attorney in your area to help you sort this out. Otherwise you may end up paying a lot more than you really owe. Find an...

Can a debt collector in another state take you to court over a medical loan debt?

It is quite possible that the statute of limitations on this debt has run, meaning that a lawsuit filed by your creditor to collect this debt could...

As previously answered, you do have 30 days from when you were served to file an answer, not 30 days from when the case was filed. Suttell and...

Can I do a settlement with western mercantile?

The earlier answer was thorough and correct. I would only add that most collection agencies will usually settle, but sometimes a debt settlement...

How do you stop these collection companies from calling my family and job leaving threats?

Keep good notes on all of these calls. Note the name of the collection company, the collector, what was said, and the date. It is against the law...

You could attempt to settle this debt for less than the full amount owed. If you do this, however, make sure you get an agreement in writing that...