Ask for an invoice detailing charges for work that was done. Anything not used should be returned to you. In future, it is best to have an...

What are my options if my student loan defaulted without ever being told?

You may be able to settle this debt for less than the full amount owed. You should consult with a consumer attorney in your area regarding the...

Can I ask for a judgement to be delayed if there is a payment plan in place?

You can request a Stipulated Judgement and a Covenant Not to Execute based on making the agreed upon payments on time.

My college said I owe them money after refunding me an amount that would have covered costs?

Tuition is typically separate from dorm and living fees. You received the invoice; do you owe the money, or did you already pay the tuition in...

Loan Modification in Chapter 13 Bankruptcy

It is unfortunate, but banks frequently drag their feet regarding modifications. A chapter 13 could possibly help you in this situation, but how...

Will debt collection agencies be able to sue me? Is there a way to estimate whether they will sue me?

There is no sure way to be able to predict whether you will be sued on a particular debt, but there are ways to estimate. 1) How close to the...

What are defenses on an answer to complaint on a cc debt? - California limited civil

Your questions are good ones, but the answer is complex. Unfortunately, it is not uncommon for this type of thing to occur. If you have settled the...

It is difficult with the limited information you have provided to understand what the situation is, exactly. You may have rights that have been...

Can a credit union try to collect on a balance remaining on a credit line after settlement offer was paid in full?

Unfortunately, it sometimes happens that after a debt is settled by a collection agency, the remaining "balance" then becomes subject to...

Is there a bankruptcy just for credit card debt?

It is rare, in bankruptcy, to lose your car or home as long as you continue to make payments on them. You should consult with a bankruptcy attorney...