Archived
What is an "ASSN LIEN FORECLOSURE"? I'm still working with the bank about my foreclosure. Can the HOA take the house now.
Carl's answer
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Answered on April 09, 2013
The HOA can foreclose on your property in much the same way as the bank. The HOA, like the bank, can also obtain a judgment against you for the...
Archived
Can i be forced to sell my house for auto liablity
Carl's answer
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Answered on April 09, 2013
In order for a judgment creditor to be able to force the sale of your home, they would need to show the sale of the home would (1) be sufficient to...
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Archived
I filed a Chap.13 with my now ex-husband in 2008 but it was dismissed later that year for nonpayment. Can I now file a Chapter 7
Carl's answer
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Answered on April 08, 2013
If your Chapter 13 was dismissed without a discharge and you haven't filed any other bankruptcy cases since then in which you received a discharge,...
Statute of limitations on collection of SBA loan on failed business
Carl's answer
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Answered on April 08, 2013
The statute of limitation applies to the SBA's legal right to sue and get judgment on the unpaid loan. The lien remain on your house and they have...
Archived
Do creditors send a 1099 after they have used all collection efforts and I am still unable to pay ?
Carl's answer
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Answered on April 08, 2013
They are writing off the debt for tax purposes and might be selling it to a debt collectors. There is no legal requirement for them to exhaust...
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Archived
I won a case in small claims against a auto repair shop and he appealed the decision
Carl's answer
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Answered on April 07, 2013
So what is you question?
Archived
Husband offered 4000$ in a negotiation mtg & his lawyer said take it now or my husband looses his job (144K). Didn't take offer
Carl's answer
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Answered on April 07, 2013
I'm sorry, but your question doesn't really make much sense. What is it that you are trying to ask?
Archived
Is there any recourse against a lawyer who lied to me about bankruptcy laws?
Carl's answer
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Answered on April 07, 2013
I agree with everything that Mr. Riddle said and only have a few more additional comments.
Whenever I meet with someone who is considering...
I have just been served for my mothers mortgage debt, Why am I being sued? and is this just the foreclosure process?
Carl's answer
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Answered on April 05, 2013
First of all, let me say that I am sorry to heat about your loss. You need to talk to a real estate attorney where your parents' property is...
Archived
3rd attempt loan mod thru Chase. My equity is 40% of value, I can prove hardship, w 60 day delinquent on payment, I qualify?
Carl's answer
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Answered on April 03, 2013
To be honest, it sounds like you cannot afford this house. Those HOA dues are ridiculously high. I would recommend selling it and getting...
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