Can I convert my chapter 13 to a 7 due to a short term disability that will reduce my income

Assuming that you filed the Chapter 13 with an attorney, you need to consult him or her now. If you filed pro se, then I recommend that you consult...

I agree with the other attorneys. At this point, the attorney has done nothing unethical based on the facts you stated. An attorney's job is to...

That is a good question! Under Federal Exemptions, there is no specific category for precious metals that aren't jewelry. You could, however, use...

How can I find out who might still be owed the remaining balance? I can't seem to get an explanation. from the Trustees

Congratulations on being near the end of finishing a Chapter 13 Bankruptcy. Many people don't complete a Chapter 13, so this is an accomplishment...

Is there any action i can take to lower or just flat out stop the garnishment?

Generally speaking, filing bankruptcy is the only way to stop a garnishment. Filing for an exemption may reduce the amount being garnished, but may...

Do I have to repay this

You need to consult an attorney in the jurisdiction that you're being sued to help you. If you don't response to the suit, the creditor can get a...

What can I do to avoid legal action to be taken?

Short of filing bankruptcy, you cannot stop a creditor from asserting its legal rights. Creditors can voluntarily agree to payment plans or other...

Could i resend or reverse a lien release or waiver in Texas

It sounds like the release you signed was conditioned on the payment being made to you. As long as you don't release the lien, you are covered...

My net pay is $500 a week. Minimum wage is $7.25 an hour. Does the garnishment calculator start at $0 or does at $217.50 ?

You really need to speak to a Kansas attorney. Generally speaking if there is a Missouri judgment against you, the judgment holder would need to...

I agree that you need to speak with an attorney who will go over your entire situation. Even you are judgment proof now, do you want to be for the...