How do I find out how a tax offset was applied to my defaulted student loan?

Modifying and rehabilitating loans with the creditor or collection agency directly is variable. Each creditor/agency can make its own rules and...

I received Notice of Chapter for Directbuy Associates (an auto warranty company). They owe me $1,440. What actions do I take?

I agree with Attorney Stanwood. You need to consult with an attorney to review the bankruptcy case and advise you how to proceed. Bankruptcy is...

Used up all student loan forbearance bullets, and i'm now just considering non-payment. Next best steps and possible scenarios?

While student loans are typically not dischargeable in bankruptcy, you can argue for a discharge due to undue hardship. It's a hard burden to meet,...

Can they freeze my accounts, garnish my wages, seize anything in my name? And my husband's? I asked for proof!

Notify the company in writing, by certified mail, that you know your rights under the FDCPA. Ask for verification of the debt in that...

Do I have to tell a company I am also recording a call?

Are you trying to settle a debt in these conversations? if so, it may be worth it to hire an attorney to deal with the debt collector. It can be...

Can I wait another 6 months to file bankruptcy? I was just served with a law suit from a credit card debt.

The best course of action for you right now is to schedule a consultation with an attorney. The attorney can review all of your financial...

What could happen u c lending is bankrupt?

If a mortgage was placed on the property in 1999, then your home already has a lien on it. You need to follow the advice of the attorney and file a...

What motion do we use to request extra time due to this emergency? Another extension with explanation or something else?

You definitely need to consult with an attorney. Foreclosure defense should not be taken lightly. You need to meet with attorneys and hire one to...

There are attorneys that specifically practice in character and fitness bar admission issues. I would contact one of them for a consultation before...

If I have a judgment against someone can my debt be transferred or forgiven? Can debt be transferred?

A student loan creditor is not going to take the judgment instead of payment from you. It doesn't work like that at all. As another attorney...