Archived
In a Chap 7 bankruptcy in CA, if you take the homestead exemption, is there a time frame in which you have to buy a residence?
Arash's answer
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Answered on February 24, 2010
Homestead under California law is an exemption that allows the debtor to protect an amount of equity in a property from being sold by the trustee. ...
Archived
Can we keep major appliances purchased by credit cards if we file bankruptcy?
Arash's answer
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Answered on February 24, 2010
As a general rule, yes. Assuming that the purchases were not within the last 6 months prior to filing bankruptcy (in which case the debt may not...
Archived
After filing and discharged a chapter 7 bankruptcy reliquinshing my home, can the 2nd mortgage hold a lien against me?
Arash's answer
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Answered on February 24, 2010
I suggest you contact an attorney in your jurisdiction.
There are follow up points, is the 2nd mortgage a straight 2nd mortgage or a Home...
Archived
Can IRS taxes be discharged through a Chapter 7 bankruptcy.
Arash's answer
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Answered on February 24, 2010
A tax debt is priority if it is owed for a tax year for which a return was due to be filed within the 3 years prior to the bankruptcy case being...
Archived
How long do I have to wait to file chapter 7 after I have filed chapter 7 in the past?
Arash's answer
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Answered on February 23, 2010
For a previous chapter 7, you have wait 8 years before filing another chapter 7.
Archived
How long can you be made to pay HOA fees?
Arash's answer
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Answered on February 23, 2010
You should contact a lawyer in your state. However, if you surrendered the property and the property became bank owned, then the bank should be...
Archived
How do you deal with HOA fees and fines on a property which is going through pre-foreclosure and/or short sale?
Arash's answer
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Answered on February 23, 2010
The HOA can file a lawsuit against you and try to collect their money through a judgment and/or lien against your property. You have to determine...
Archived
My home is in pre-foreclosure, 4 mos behind..have contract for sale on my house. No sale date set.
Arash's answer
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Answered on February 23, 2010
Are you doing a short sale or a regular sale? A short sale is a sale, which the bank has to approve, for an amount less then liens on the...
Archived
Chapter 7 bankruptcy was filed by my husband who secured the loan, but deed is in my companies name, what do I do?
Arash's answer
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Answered on February 23, 2010
Each state has its own set of laws for foreclosure of properties. I would suggest you contact an attorney in your state. Chapter 7 bankruptcy...
Archived
I paid off my chapter13 and now facing forecloser on my home can i file chapter 7 to save it.am behind on my house payment ands
Arash's answer
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Answered on February 23, 2010
Chapter 7 does not save a property, at best it stales the foreclosure process, by approximately three (3) months. If your Chapter 13 was more then...
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