Archived
How does bankruptcy and foreclosure affect "moral character" when applying to the bar?
Angel's answer
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Answered on November 10, 2009
In Georgia, the Bar is focused on proof of a pattern of rehabilitiation. For example, if you filed for bankruptcy because of poor financial...
Archived
We are possibly filing chapter 7 bankruptcy, how do we know if our cars are expempt? We are in MN.
Angel's answer
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Answered on November 10, 2009
First, you must include all of your assets and liabilities in your bankruptcy petition.
Second, If the Chapter 7 Trustee determines that your...
Archived
Chapter 7 - 2nd Mortgage threatening to sue after discharge
Angel's answer
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Answered on November 08, 2009
If your second mortgage debt was included in your Chapter 7 bankruptcy petition, and you did not sign a Reaffirmation Agreement, the creditor...
Archived
I want to change my Ch 13 to a Ch7. Is there a cap on income for a ch7? What happens?
Angel's answer
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Answered on November 08, 2009
There are household annual income thresholds (limits) that you must not be over to qualify to file under Chapter 7, or to convert your case to one...
Archived
When do the creditors stop calling?
Angel's answer
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Answered on November 08, 2009
Creditors can continue to contact you until your case is filed, and the Automatic Stay goes into effect. The Automatic Stay is the barrier between...
Archived
I have recently had a garnishment attached to my ckg acct and I feel it is unjust. No warning/communication whatsoever.
Angel's answer
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Answered on November 08, 2009
In Georgia, a creditor can garnish up to 25% of your employment wages for an unpaid debt. Before the creditor could proceed with the wage...
Archived
How do I go about filling for chapter 7 bankruptcy ? And how do I find a free credit consuler & education class?
Angel's answer
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Answered on November 08, 2009
Visit the Northern District of Georgia's website for information relating to filing under Chapter 7 without an attorney. ...
Archived
If I filed for Bankruptcy chapter 13 and it was dismissed, should this still be on my credit? It's only onl EQAUFAX
Angel's answer
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Answered on November 05, 2009
I agree with Ms. Seymour.
Archived
If I file for bankruptcy will I lose my home?
Angel's answer
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Answered on November 05, 2009
If you are considering filing under Chapter 7, the issue of whether you can keep your house and tractor will depend on how much equity you have in...
Archived
In Michigan, when can I file a second Chapter 7 bankruptcy case?
Angel's answer
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Answered on November 05, 2009
You are not eligible for a dicharge under Chapter 7 until December 2011,which is eight years after your previous Chapter 7 was filed.
If you...
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