Archived
Married but have seperate finances. Seperate CC accounts. Will my filing bankruptcy affect her or her accounts? Or her house?
Angel's answer
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Answered on November 14, 2009
If you file for individual bankruptcy, and you have no joint debts with your wife, then her credit will not be affected, nor will her assets...
Archived
My husband and I filed Chapter 13 bank. in Jan 08. I lost my job in Feb 08.
Angel's answer
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Answered on November 14, 2009
Your attorney's position was probably based on the amount of equity you have in your house and cars. Equity is the difference between what you owe...
Archived
Do i have 2pay a debt that was reaffirmed, but then withdrew before discharge?
Angel's answer
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Answered on November 11, 2009
Check the court docket in your case to ensure the Reaffirmation Agreement was withdrawn. If it was, you shouldn't be liable for the debt...
Archived
Means test form 22A required if filing a chapter 7 primarily business debt petition?
Angel's answer
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Answered on November 11, 2009
I agree with Mr. Richards. Because you do not have to complete the Means Test, your household's income, for purposes of qualifying to file under...
Archived
Chapter 13 and repayment
Angel's answer
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Answered on November 11, 2009
Visit another local bankruptcy attorney for a free consultation.
There are many factors that determine the amount you will repay your unsecured...
Archived
After a chpt 7 BK and complete charge off can the credit agencies list the creditors as if the accounts are still open?
Angel's answer
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Answered on November 11, 2009
Dispute the classification of the debts with all three credit bureaus. This is easily done by accessing your credit reports via...
Archived
My bankruptcy case was reopened because a Personal Injury case was finally settled. Do I need an attorney?
Angel's answer
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Answered on November 11, 2009
I would get an attorney because the purpose of reopening your case is to take the portion of your personal injury settlement that is unexempt. ...
Archived
We have continued to make payments on our mortgage after bankruptcy. At what point does this reaffirm our debt to the company?
Angel's answer
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Answered on November 11, 2009
Sometimes my clients get confused between a Reaffirmation Agreement and their intent to continue to make timely monthly payments and live in the...
Archived
A friend has a judgment on her licence of 20k has no way to pay...what can she do? bankruptcy?
Angel's answer
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Answered on November 11, 2009
Because I do not practice law in Florida, I would advise your friend to contact her local DMV office and ask if filing for bankruptcy protection...
Archived
I am filing ch 7 in az alone. my wife & I just separated but not legally. Do i have to include her income, debts(hers)in filing?
Angel's answer
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Answered on November 11, 2009
I practice law in Georgia, Here, you do not have to include your wife's income or assets. The key question is--do you consider yourself...
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