Can we keep both cars in our bankruptcy?

It all depends on the exemptions available. Below I have attached a link for the property protections (exemptions) available. Each of you get...

I got a garnishment from the IRS in the mail today....I know I should have addressed it sooner. Is there anyway to stop it?

Contact the IRS immediately and see if they are willing to stop given the circumstances. Also, see a bankruptcy attorney right away. IF the tax...

When filing a bankruptcy, do you need to supply documents pertaining to a judgment?

It won't hurt. Certainly, you need to list the creditor and get notice to their representative to stop the garnishment the quickest. But,...

Is it legal for a collection co to garnish $$ from my business account with out notifying me first.

They notify you AFTER the writ of garnishment is served so you don't take the money out. I presume your business account is also in your personal...

If a settlement is agreed upon and appropriate paperwork is filed with the courts, does that serve as my answer to the lawsuit?

What type of "appropriate paperwork" was filed with the court? Sometimes you end up with a Judgment with a Covenant Not to Execute assuming...

Garnishment during bk is a violation of the automatic stay. Violation after bk is a post-discharge injunction violation. Each provide you...

If my husband defaults on credit card debt on a card in his name and his personal account, will that negatively affect my credit

Nope. They might not even know you exist.

Should I make sure that my car loan and mortgage is current and up to date before I file bankruptcy?

When do you plan on filing? If you are going to file months later, your car might get repo'd. If you plan on filing a Chapter 7 immediately, it...

What if a default judgment is made?

I agreed with my colleagues. Also, don't forget that while you are not supposed to be fired for getting garnished twice in a year, you can be...

How can I find out who and how much I owe for chapter 7?

You can get a free credit report to get your started. www.AnnualCreditReport.com. If you end up with a "no asset" case (meaning you lose no...