If I get married do I automatically get my new husbands bad credit rating?

No. You have your own credit report and rating. However, and joint applications will bring his credit history into consideration.

Can I file personal chapter 7 bankruptcy if my house is going into forcloser but has not been officially forclosed on. Thanks!

Absolutely. You can file bk before to after. However, FYI, in WA you will not owe anything on the home if it is a standard nonjudicial...

Can creditors collect bills from social security income?

Social Security can be exempted from the claims of medical creditors. If a garnishment is served on your bank account, you have to fill out the...

Tax refund in chapter 13

It all depends. First, what does your plan say? The plan control on this point. Our form plan has a box we check if tax refunds are committed to...

Can you bifurcate a marriage while in Chapter 7 Bankruptcy?

If you want to divorce after you file a Chapter, you may do so. However, the divorce court cannot decide who gets what assets and pays what debts...

Stuck in a rut: How do we get our name off the house title after bankruptcy?!

The house is yours until it is not yours. That means you would have to transfer it to someone else (e.g. sale, DIL) or have it taken from you...

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After filling chapter seven when can I start cashing my federal and state refund checks,

If you had the right to a refund before you filed the bk, then the refund is part of your estate. You must exempt or lose them to the trustee. ...

I suppose they can try. ;-) If they sue then you must raise the statute of limitations as an affirmative IF IF you actually owed the money in the...

Generally, any liens that exist on the date of filing survive bk unless voided. State law will determine if he/she has a lien. Seek qualified...

Do I get the housing allowance for the means test if my non-filing spouse owns our home but he is not filing for chapter 7

Everyone gets a housing allowance on the Means Test. Yes, any mortgage payment that is deducted up front is then then added back in the secured...

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