I have an outstanding payday loan with cash store in El Paso Texas and I received a call from ARA who states they are a law firm
John's answer
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Answered on April 10, 2019
According to the Fair Debt Collections Act, collection tactics like this are illegal. Report them to www.ftc.gov right away.
A payday loan is a...
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How does a debt collector get you vehicle if sued?
John's answer
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Answered on April 10, 2019
It's possible a collector could put a lien on your car but its not likely because you have a secured loan on it. Collectors can also sue, get...
Archived
Dhow can I collect a judgment and calculate ,the interest to add it all to a wage garnishment?
?
John's answer
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Answered on April 10, 2019
You should hire a collections attorney in your area to help you with this.
Archived
Transfer money using bank check aka cashier check?
John's answer
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Answered on April 10, 2019
Money wire and cashier check transfers occur all the time. Keep good records and documentations in case the IRS has questions. Also you may want...
Archived
Collection company put a hold on my bank account, the only money that goes in to the account is my pension and social security
John's answer
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Answered on April 10, 2019
1. Contact your bank and tell them to release the funds- they know that you have only pension and social security.
2. Hire an attorney to notify...
RV lien holder won’t repo the vehicle and won’t release the title.
John's answer
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Answered on April 10, 2019
You can have your attorney reopen the Chapter 7 case, file a motion to compel the creditor to turn over the title or pick up the vehicle, or...
Archived
A law firm got a default judgment for 9000 cc debt,,,they closed the account What now?
John's answer
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Answered on April 10, 2019
People on SSDI, SS and Pensions are considered "Judgment Proof", i.e. their assets are not collectible. That is why they closed your account and...
Archived
Are judgments wiped out bankruptcy? If I have a judgment issued by a court and file bankruptcy does it get rid of the judgment?
John's answer
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Answered on March 29, 2019
A Judgment will remain on your credit report but the debt is cancelled. Any liens placed on a home can be stripped by a separate motion or...
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I have old surcharges dating back to 1993,i just recieved an inheritance,but i have so much debt i cant or am afraid to deposit?
John's answer
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Answered on March 29, 2019
Contact an attorney in your area to discuss your options.
I just signed up for Freedom Debt Relief. No money is taken out yet? How do I cancel?
John's answer
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Answered on March 29, 2019
If you still have the contract, review the contract. Usually companies like this want a cancellation in writing.