Will filing for Chapter 13 Bankruptcy protection allow me to keep a financed vehicle that I am currently past due on?
John's answer
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Answered on November 21, 2023
Absolutely. a Chapter 13 can also in some cases "cram down" the interest rate and reduce the principal. And it is easier to file before the car...
Can I sue the hospital for improperly sending me to collections agency tho the car insurance paid them?
John's answer
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Answered on November 21, 2023
If the $947 was your deductible, then the insurance company would probably get the refund. I agree with Shawn Alexander. Suing can be very costly...
I am a member of a golf country club that filed for bankruptcy. Am I still responsible for paying monthly dues??
John's answer
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Answered on June 16, 2023
It depends on the type of bankruptcy that was filed. If it is a Chapter 11 bankruptcy, then the country club will continue to operate, in which...
If I file for bankruptcy, how long before I have to surrender my vehicle?
John's answer
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Answered on May 13, 2021
Are you assuming you will lose your vehicle if you file Chapter 7? There's a lot of misinformation out there on the internet. In most cases the...
How does one get rid of a property that has a minimal value in New Mexico (Belen)?
John's answer
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Answered on September 02, 2020
You could post an ad on Facebook or Zillow or Trulia, advertising the land for sale or free, and then Quit Claim the property over to them.
Why did I not receive any info about a garnishment order, except by my payroll dept, the week it was being withheld?
John's answer
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Answered on September 02, 2020
I hear this quite often- a person gets a writ of garnishment from their employer and were never served with a lawsuit. I believe that creditors...
Archived
When 2 people own a home and one surrenders it in Chapter 7, does that person still legally own the home?
John's answer
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Answered on April 26, 2019
I had this happen where my client was in a 13 and the ex-spouse filed Chapter 7. The Chapter 7 Trustee moved to sell the house. You should...
Archived
My daughter is 20 years old. Her dad pay monthly on arrears. I receive letter today he filed chapter 13 bankruptcy. Don’t agree.
John's answer
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Answered on April 26, 2019
You should file a Proof of Claim to ensure you receive the payments. Child support is not dischargeable in Bankruptcy. Contact an attorney in...
Archived
What options do I have when served a notice to appear for a duces tecum deposition?
John's answer
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Answered on April 10, 2019
I suggest you contact a local Bankruptcy Attorney.
Archived
If you have jugment against you and you still owe on your house can they fourse you to sell?
John's answer
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Answered on April 10, 2019
You are on SSI and therefore "Judgment Proof". Your assets are protected. But if you want peace of mind and improved credit, contact a local...