We have 30 years cumulative experience with Chapter 13 Bankruptcies. After filing Chapter 13, you will pay the tickets back at zero interest over...

Can a creditor with a legal court judgment garnish a federal tax return

The only agencies allowed to levy a tax return are the IRS and Federal Student loans, to my knowledge. Landlords can garnish bank accounts and...

File chapter 7 in 2014 with schedule C to exempt my home it stated in the bankruptcy papers that the loan would be reaffirmed

I agree with the other attorneys- I never advise my clients to reaffirm mortgages. This is a common banker scare tactic that makes clients upset...

Is your business legally dissolved? If you filed a personal bankruptcy, the creditor may be attempting to renew the judgment against the business...

Can they send the cancelation of debt legally?

It seems to me you are saying that you did pay off the debt 3 years ago but for last year you received a 1099 for debt cancellation. Talk to your...

Am I right or wrong and why

What is more troublesome than worrying about the debt being attached to your spouse, is the future suspension of your driver license if you are not...

Question for a Tax Attorney Questions on starting a business and how to determine taxes to be withheld

A C corporation offers the least liability to you personally. Also, find yourself a good bookkeeper. Many of the contractors I see have failed...

Washington state tax lien

The lien will be there for 7 years but you should check with the Department of Licensing also to make sure the lien is reported as satisfied there...

Post Bankruptcy, how long will we need to wait to purchase again?

Currently, banks will lend money 1 to 2 years after discharge. Your main problem however, is the deed in lieu. This is much the same as a...

Has the exemption for income tax on foreclosed home debt been extended for the calendar year 2015?

My understanding is that the Foreclosure forgiveness act did not extend past 2013. If your home forecloses in 2015, you can file a bankruptcy by...