Are there really any affirmative defenses to a summons for a medical debt?

You should consult with an attorney in order to preserve your defenses. A recently publish opinion in WA may allow you to recover attorney's fees...

Is it a bad idea to inform a debt collector BEFORE a BK that I am planning on filing.

To echo the other responses, often if you let them know you are represented by an attorney in a bankruptcy action, they will not pursue the debt...

Can I file for chapter 7 bankruptcy now?

You are in a tough situation. I suggest discussing this with a very experience bankruptcy attorney. Don't do anything with the accounts until...

After filing for chapter 7 bankruptcy, do I still write the checks for utilities, cell phone, etc.? Or does the trustee?

I always advise people to continue to pay for the expenses of the ordinary course of living such as phone bills, utilities, groceries, etc. And...

If I sign an agreed judgemnt and payment agreemnt /begin to make payments/ later file for chptr. 7 will I still have to pay .

From your question it sounds like the judgment was for consumer debt and I assume you mean that you agreed to a certain payment schedule. If that's...

If you have court date can for an pending amount on court can you file BK?

If you are being sued for a debt, you can file bankruptcy at any time. The lawsuit will not prevent you from filing. If you have real property in...

Can I file personal chapter 7 bankruptcy if my house is going into forcloser but has not been officially forclosed on. Thanks!

If you have only one mortgage and the foreclosure is your only concern, Bankruptcy might not be the best option for you. In a non-judicial...

How can I protect my personal property (house, income...) if my husband is forced to file bankruptcy, due to pre-marriage issues

Although Washington is a community property state, I have had no issues with protecting the property interests of the non-filing spouse where...

Can foreclosure trustee continue to serve me with postponed sale dates when chapter 7 has not been discharged?

There are a number of statutory requirements involving time that a bank must adhere to in order to complete a foreclosure. It seems like notices...

Based on your income, a Chapter 13 payment plan would probably be quite a bit less than the amount you are paying as the result of a garnishment. I...