When do I make my first mortgage payment?

You should be able to find out when the Trustee made your last mortgage payment either through the Trustee's office (or where I practice I can log...

I don't practice in IL but I would talk with someone about whether there are any lemon laws or other consumer protection laws to help with this....

Why would they want Lift the automatic stay?

We don't have enough information here but secured creditors can file a motion to lift the automatic stay if they aren't being paid through your...

Yes, you have a legal obligation to disclose the increase in income and the Trustee will probably require that you make higher monthly payments,...

Chapter 13 monthly payments after recalculating child support?

Your confirmed plan can always be modified by Motion when circumstances in your life change. If your child support payments continue beyond what...

Can I refile bankruptcy? Chapter 13 instead of 7?

While you won't be eligible for a discharge, you could still file a chapter 13 just to get the protection of the automatic stay. That will prevent...

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Chapter 7 bankruptcy isn't really forward looking. If your employment changes between the time of filing and your 341 hearing, you should tell the...

What happens if a civil penalty is not paid within the court ordered time frame?

If you are talking about a civil penalty, eventually it will be turned over to a collections company just like any other debt. If you are talking...

Do you need to file bankruptcy to claim the homestead exemption Washington state?

What the homestead exemption offers you is the ability to protect up to $125k of equity in your home. If you have a judgment lien against your...

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How do I file bankruptcy if I can't afford an attorney?

You may want to check your local legal aid resources. In the county where I practice, there are twice monthly clinics where you can meet with...