Did you move in the last couple of years? I run in to this issue all the time where creditors serve the last known address and call it good. The...

Can a default judgment in Washington State be settled for less?

If you own real property in the state of Washington and the creditor recorded the judgment (which is likely), the judgment will attached a judgment...

If I file bankruptcy in the state of Washington do i have to do it on all my credit cards or can I keep one an file on the rest

You are required to list all of your creditors. That means unsecured credit cards, mortgages, car loans, family members...everyone. There is a...

What exactly does filing bankruptcy wipe out?

There are a number of factors that are involved in determining whether IRS obligations are dischargeable. SBA loans are dischargeable but they are...

My Ex-Wife is going to have me sign a quit claim deed on the house we owned together. Should I contact a Lawyer before singing?

As others have already pointed out, ownership of the property (whether your name is on title), is a totally different matter than whether you are...

Can my x-wife and I file bankruptcy jointly despite being legally separated?

I've consulted with many couples in various states of separation and my answer is almost always to file separately, for a number of reasons. You...

Do I count past due child support payments that I received for bankruptcy means test? Or any the ordered amount?

You have to include the actual income you've been receiving so you'll need to average out the child support income over the last 6 months. If this...

It does count as income. You'll need to include the gross PTO pay out along with any other wages you received in the last 6 months. The correct...

Can I still file for bankruptcy if the presumption of abuse arises?

It's possible to overcome the presumption by filing a rebuttal, but it would be easiest for you to wait. The means test is complicated and I would...

Remove name from house title

The proper way to secure the loan given by your mom is to execute a promissory note spelling out the terms of the loan, and a deed of trust...