Archived
Can debt collectors come after my spouse for medical debt I accrued before our marriage - in WA state?
Nicholas's answer
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Answered on March 04, 2014
Mr. Jolley is right, the fact that he or as spouse is named in the suit would require him to file an answer defending the fact that the debt is a...
Archived
How do I get bank of America to foreclose on a home they don't want
Nicholas's answer
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Answered on March 03, 2014
The bank is not required to take the property back via foreclosure. I have had success in surrendering the property via bankruptcy. If bankruptcy...
Is there an age limit for IRS form 8332?
Nicholas's answer
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Answered on February 28, 2014
You will need to review your copy of form 8332 as signed by you. Because your support agreement was done in 2012, form 8332 must be signed and...
Archived
Can I file for chapter 7 bankruptcy now?
Nicholas's answer
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Answered on February 27, 2014
If you were added to the accounts of your aunt as a joint owner, then it means you have full access to the property and must claim it on your...
Archived
Is bankruptcy recommended for my case?
Nicholas's answer
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Answered on February 25, 2014
I agree that your numbers are in line with being able to file for a chapter 7. With two children, even if your $4200/month is take home, I would...
Archived
BK court. Previous mortgage servicer didn't have standing to foreclose. Loan transferred. Can new servicer can GET standing?
Nicholas's answer
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Answered on February 24, 2014
Ms. Neu gave you some sound advice on this matter. The standing issue is almost not relevant in our Non-judicial foreclosures because the 3rd...
Archived
What can I do if the Notice of Default or Notice of Trustee Sale have not been property sent?
Nicholas's answer
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Answered on February 24, 2014
RCW 61.24.130 allows you to restrain a sale for any valid reason. This can be a valid reason, but if you are simply trying to delay the process,...
Archived
Co-signer's liabilities for HELOC and more.
Nicholas's answer
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Answered on February 24, 2014
I agree with my colleague from MI until we get to the 13/7 analysis. The problem with the foreclosure if the 1st initiates it, is that the...
I lease a room for rent on a month to month basis. Do I need to list the lease on schedule G for chapter 7 bankruptcy?
Nicholas's answer
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Answered on February 21, 2014
I agree with Mr. Granvold, except for this one item. I believe you must list it on schedule G, but I do not agree that you have to list your...
Archived
What can I do or what would happen if my ex won't sign the form 8332 for my taxes?
Nicholas's answer
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Answered on February 21, 2014
I agree with my esteemed colleague, one other issue that comes up is whether the spouse filed her taxes first in these situations. If she has...
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