I am taking out home equity loan to bring down home equity so I can file chapter 7, is there specifically things this can be spe

Please, please, deed the advice that has been posted here and find a capable attorney who can assist you. The homestead exemption in Washington...

Filing bankruptcy after or before a divorce settlement is signed

This is a tough situation where the advice of an attorney who knows the details of your circumstances could be very beneficial to you. If you...

Can my new husbands income be considered as mine for payments to Revenue, L & I and IRS from my prior marriage?

The DOR and L&I are two of the most difficult creditors to deal with (more so than the IRS). If you owe them a substantial amount of money then I...

Most likely your divorce decree has a "hold harmless" provision. That provision means that if you don't pay a debt that was allocated to you in...

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I have questions about bankruptcy and the right kind of bankruptcy to file if that is the best solution to my situation.

Many attorneys in the Seattle area offer a free initial consultation. An experienced attorney will be able to explain if you have potential issues...

I was paying on an old debt to a collection agency and can't afford to do so anymore. On S.S. Harassing me how to stop it???

I would just like to add that if there is other debt, other creditors, or if this creditor still continues to bother you Snohomish County Legal...

Our 2nd mortgage, discharged in bankruptcy, has increased pmt. from $106 to $1627 to pay off. What are our options?

I don't understand the statement "it is a subsidized loan through my husband's workplace". Did your husband's employer guarantee payment of the...

Filing Chapter 7 in Washington can you include Taxes owed the IRS? If not, what is a letter in compromise?

Discharging the tax debt in a chapter 7 bankruptcy requires a separate lawsuit against the IRS in the bankruptcy (i.e., adversary proceeding). In...

Can I file an amended chapter 7 to include homestead exemption after creditors' meeting has taken place?

This is a common issue currently in the Seattle area (I don't know about other areas of the country). Some Chapter 7 Trustee's have been able to...

If a chapter 7 trustee decides to shortsale your house, are you still the owner and can you determine when it is shown?

Only recently (in the last few years) has this been an issue in the Seattle area. One of the Trustees has made a substantial amount of money doing...