Archived
I have received Discharge in CH 7 ....Mortgage Company has been granted relief from automatic stay....now I have found out ....
Kenneth's answer
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Answered on February 12, 2015
Foreclosure defense is complicated and is going to depend on the law in the state where you live. Contact an attorney who does foreclosure...
Archived
Designating cash received from parents as gift or income?
Kenneth's answer
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Answered on February 12, 2015
It does not have to be in writing to be a loan. If your parents expected you to pay it back then include it as a loan. If it was a gift don't...
Archived
What if ch7 petition (not yet filed) includes slightly more income than what is listed on my 2014 tax return?
Kenneth's answer
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Answered on February 12, 2015
I agree with Richard, if asked, tell the truth. This is not a big deal. It sounds like your bankruptcy petition is correct, but your tax return...
Archived
Is it correct that the only way federal student loans may be discharged in chapter 7 is if they are 7 years old?
Kenneth's answer
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Answered on February 12, 2015
Student loans are very difficult to discharge in bankruptcy. How old they are is almost irrelevant (it is not part of statute anymore). They are...
Archived
I plan to file for chapter 7 but I am 62 and plan to file for SSI. Should I wait until after bankruptcy to file SSI?
Kenneth's answer
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Answered on February 12, 2015
I don't think it makes much difference. The issue of how social security is looked at regarding your ability to pay creditors was a gray area here...
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Can I do a deed in lieu after Chapter 13 bankruptcy discharge? What happens to 2nd mortgage if I do a deed in lieu?
Kenneth's answer
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Answered on February 12, 2015
You would not "reaffirm" a debt in Chapter 13. The affect of the Discharge will depend in part on the language of the plan. You state that you...
Archived
I want to vacate attorney fees that I am made to pay by the other party. I was not intransigent and I can prove it. I have the
Kenneth's answer
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Answered on February 10, 2015
I am not sure debt collection is the proper area for this question. Litigation may be a better area. Trial attorneys would probably have a better...
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What documents do I need to file in superior court concerning the expiration of a judgement filed against me for SOL credit card
Kenneth's answer
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Answered on February 10, 2015
Statute of limitations issues are tricky. If you are being sued, or were sued, and you believe that the Statute of Limitations has run you should...
Archived
I have a bill on collection from a crash I was involved in and the amount I owe keeps increasing.. How do I stop it?
Kenneth's answer
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Answered on February 10, 2015
This is a common reason for young people to file bankruptcy. However, before you go that route, if there is not a lot of other debt, see if you...
Archived
Can someone help me figure this out please. This is for the purposes of garnishment.
Kenneth's answer
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Answered on February 10, 2015
If payroll taxes are not being withheld it sounds like you are being paid on a contract basis. Therefore, you are not an employee and don't...
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