Archived
I have a judgement that expired 2014, they still garnish wages and won't send me a statement of what has been paid,is this legal
Kenneth's answer
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Answered on August 10, 2015
As the other two attorneys have indicated the judgment expires after 10 years unless it is renewed. If it is renewed it is valid for an additional...
Archived
I am the sole earner making 70k with a family of 3. We have a car worth 5k and 10k in bank accounts, Cant I keep all my assets?
Kenneth's answer
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Answered on August 10, 2015
You should be able to file a Chapter 7 bankruptcy, keep all of your assets and get a discharge. However, your ability to do so will depend on your...
Archived
I am on a payment plan to keep my license but just filed a chapter 7 bankruptcy should i keep making my monthly payment?
Kenneth's answer
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Answered on July 27, 2015
I am a bankruptcy attorney here in Everett and posted a similar question to local bankruptcy attorneys. I wanted to confirm that the amount owed...
Archived
I applied for 4 new credit cards and maxed them out in 2-4 weeks.Now I want to settle my debt or even bankrupcy. is it fraud?
Kenneth's answer
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Answered on July 13, 2015
A public forum is probably not the best venue to inquire as to whether you committed fraud or not. That being said, you would consult with an...
Archived
Do I have to pay taxes on the money the bank lost in a foreclosure?
Kenneth's answer
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Answered on July 13, 2015
This is actually a pretty complicated question. If you google "IRS foreclosure income" it will lead you to the IRS publication on this matter. It...
Archived
Will filing a chapter seven bankruptcy wipe out criminal tickets like driving on a suspended license etc..???
Kenneth's answer
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Answered on July 06, 2015
Mr. Granvold provided a very detailed answer. I would add that it is important to hire an attorney that you have confidence in. If the attorney...
Archived
21 month old medical bill in WA State
Kenneth's answer
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Answered on June 23, 2015
Unfortunately you are still responsible for the bill. Your agreement with the dermatology center is essentially "I have insurance, but if they...
Archived
Bankruptcy question
Kenneth's answer
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Answered on June 22, 2015
The co-debtor's discharge in bankruptcy will not affect your liability (there is an exception for married people and community debt). Part of the...
Approximate cost to covert a Chapter 13 to Chapter 7?
Kenneth's answer
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Answered on June 20, 2015
In my experience converting from Chapter 13 to Chapter 7 is frequently more work than filing the Chapter 7 in the first place. Here in the Western...
Archived
Ch 7 Bankruptcy was discharged but remains open. Now I have rec'd "Notice to file proof of claim due to recovery of assets".
Kenneth's answer
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Answered on June 17, 2015
The vast majority of cases are no asset cases where the Trustee issues a NAR. Your case falls in the minority. There are many issues that come up...
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